etf overlap · heavy overlap
VT vs VUAA overlap
55% of VT and VUAA is the same money, spread over 501 companies both funds hold.
Holdings as of September 30, 2026 · source: Vanguard (VT), Vanguard (VUAA) · How we measured all 1,431 pairs
- same money
- same companies, extra weight
- only in this fund
The companies you would own twice
What only one of them gives you
Where each fund puts its money
VT and VUAA: what people ask
How much do VT and VUAA overlap?
55% by weight, as of September 30, 2026: heavy overlap. 501 companies appear in both funds; they make up 55% of VT and 100% of VUAA.
Which stocks do VT and VUAA both hold?
The largest shared positions are NVDA, AAPL, MSFT, AMZN and GOOGL. Ranked by the smaller of the two weights, which is the part you would own twice.
Is it redundant to hold both VT and VUAA?
Out of every $100 split evenly between them, about $55 (half in each fund) buys identical positions. The rest is exposure only one of the two funds gives you: 9,654 names only in VT, 2 only in VUAA. Half in each behaves like 71 equally weighted stocks, against 128 for VT alone and 43 for VUAA alone. Whether that duplication is a problem depends on the mix you want; this is a description, not advice.
Is VUAA the European version of VT?
Partly: 55% of the money in VUAA and VT is the same, as of September 30, 2026. VUAA is Vanguard S&P 500 UCITS ETF (USD) Accumulating (ISIN IE00BFMXXD54), an Irish-domiciled UCITS fund on the S&P 500 index. European brokers generally don't sell US-listed ETFs such as VT to retail clients, because those funds publish no KID (the PRIIPs key information document); UCITS funds do.
Does the VT vs VUAA overlap apply to other tickers?
Yes. VUAA also trades as VUAG (London, GBP), and VUSA (ISIN IE00B3XXRP09) is its distributing share class. Each is the same portfolio in another currency, on another exchange or paying its dividends out, so VT vs VUAG also overlaps 55%.
How is ETF overlap calculated here?
For every company held by both funds we take the smaller of its two weights and add them up. The weights come from the full holdings files Vanguard publish, not a top-10 sample, and companies are matched by their ISIN so share classes stay apart. Sector overlap applies the same rule to the issuers' sector labels; "behaves like N equally weighted stocks" is one over the sum of the squared weights.
Weights come from each issuer's published holdings file and are matched company by company on their ISIN. Cash, futures and currency positions are left out. This page describes what the funds hold; it is not investment advice.