The short answer, by what you need
- Sync US accounts automatically, freeEmpower Personal Dashboard: a free dashboard that links US banks, brokers and 401(k)s; signing up means agreeing to marketing calls.
- Free, open source, data on your computerPortfolio Performance: desktop software with FIFO gains, true time-weighted return and IRR; nothing to sign up for.
- Free on the web, no bank loginPortfolio Terminal: reads a broker CSV or a screenshot, with no holding cap; ETF look-through, FIFO gains and dividends included.
- Tax reports in Australia, New Zealand or CanadaSharesight: country capital-gains reports on paid plans, from $7 a month billed yearly.
- Dividends, with broker sync under $80 a yearSnowball Analytics: a dividend calendar on the free plan (10 holdings); automatic sync from $79.99 a year.
- Free sync of many European accountsgetquin: unlimited bank and broker connections on the free tier, which carries in-app ads.
- German brokers, unlimited free holdingsParqet: unlimited securities on the free plan; Autosync for 5 German brokers.
- Crypto wallets and stocks in one appDelta: read-only wallet, exchange and broker connections; 10 assets free.
- French net worth across banksFinary: over 20,000 institutions synced; 2 accounts on the free plan.
- A whole balance sheet, property includedKubera: no free plan; $250 a year.
- Build it yourself, freeGoogle Sheets: GOOGLEFINANCE quotes in a sheet, delayed up to 20 minutes.
12 trackers, the same eight questions
Free plan
- Portfolio TerminalFree with no holding limit. A guest mode works without an account.[1]
- Empower Personal DashboardThe dashboard and its tools are free, with no stated account limit.[2]
- Portfolio PerformanceFree and open source (Eclipse Public License), with no limits.[3]
- SharesightFree plan: 1 portfolio and 10 holdings, closed positions included; no tax reports.[4]
- Snowball AnalyticsFree forever: 1 portfolio, 10 holdings, a dividend calendar and broker-report import.[5]
- getquinFree with unlimited bank and broker connections and essential analysis.[6]
- ParqetFree Basic plan: 1 portfolio, unlimited securities, 2 integrations, file import; no X-Ray or benchmark.[7]
- DeltaFree plan: 10 tracked assets in 1 portfolio, unlimited connections.[8]
- FinaryFree forever with 2 linked accounts and 2 goals; no dividend tracker.[9]
- KuberaNo free plan. A 14-day trial, then a paid plan.[10]
- Google SheetsFree with a Google account, GOOGLEFINANCE included.[11]
- Microsoft ExcelThe Stocks data type works with a free Microsoft account; the STOCKHISTORY function needs a paid plan.[12]
Paid plans
- Portfolio TerminalNothing to buy today. A Pro plan is in development at $9/month billed yearly ($11 monthly), with a waitlist.[1]
- Empower Personal DashboardNo paid software plan. Its managed advisory service costs 0.89% a year, from $100,000.[13]
- Portfolio PerformanceOptional mobile Premium: $3/month or $25/year on the App Store.[14]
- SharesightStarter $7/month billed yearly ($9.33 monthly); Standard $18; Premium $23.25 (USD).[4]
- Snowball AnalyticsStarter $79.99/year ($7.99 monthly); Investor $149.99/year; Expert $249.99/year (USD).[5]
- getquinPremium €89.99/year; Wealth €149.99/year.[6]
- ParqetPlus €11.99/month or €99.99/year; Investor €29.99/month.[15]
- DeltaPRO $6.99/month or $53.88/year; PRO+ $13.99/month or $107.88/year; prices vary by location.[16]
- FinaryLite €54.99/year, Plus €149.99/year, Pro €349.99/year, billed yearly.[9]
- KuberaEssentials $250/year; Black $2,500/year. No monthly price is shown.[10]
- Google SheetsNo paid plan needed for GOOGLEFINANCE.[11]
- Microsoft ExcelMicrosoft 365 Personal: $9.99/month or $99.99/year (US).[17]
How holdings get in
- Portfolio TerminalUpload a CSV or Excel file, paste a table, or drop a screenshot from any broker. Transaction-history CSVs from 10 brokers are read directly, plus a generic format. No automatic broker sync.[18]
- Empower Personal DashboardAutomatic account linking for US institutions; no file import documented.[19]
- Portfolio PerformancePDF statements from more than 90 banks and brokers, plus CSV; no automatic sync.[20]
- SharesightAutomatic import from 200+ brokers, trade-confirmation emails or broker files; manual entry.[21]
- Snowball AnalyticsBroker-report import on every plan; automatic sync with 1,000+ brokerages (Plaid, Yodlee, SnapTrade) from Starter.[22]
- getquinAutomatic sync with more than 2,000 banks and brokers through finAPI; PDF and CSV import.[23]
- ParqetAutosync for 5 German brokers, mostly in the mobile app; PDF and CSV import from over 50 brokers.[24]
- DeltaRead-only broker, exchange and wallet connections, synced every 24 hours; CSV import.[25]
- FinaryAutomatic sync with over 20,000 institutions through Powens, Flanks and Plaid; file import only for a few crypto platforms.[26]
- KuberaAutomatic sync through Plaid, Mastercard, Yodlee and MX, plus PDF, CSV or screenshot import for transactions.[27]
- Google SheetsManual: import broker CSVs into a sheet yourself.[28]
- Microsoft ExcelManual: paste or import broker files and build the sheet yourself.[12]
Dividends
- Portfolio TerminalDividends received by month and year, a 12-month projection, and the next ex-dividend dates of your holdings.[29]
- Empower Personal DashboardNo dividend tracker or calendar documented.[30]
- Portfolio PerformanceDividend transactions and payment views.[3]
- SharesightAutomatic dividends on every plan; a calendar and future income from Standard.[4]
- Snowball AnalyticsA dividend calendar on every plan; yield on cost and dividend ratings on paid plans.[5]
- getquinA personal dividend calendar; forecasts and dividend metrics on Premium.[31]
- ParqetA dividend dashboard on every plan; a calendar and forecast from Plus.[7]
- DeltaDividends appear in a financial calendar; no dedicated dividend tracker found.[32]
- FinaryPast and announced dividends on the Plus plan only; the history starts the day you sign up.[33]
- KuberaNo dividend tracker or calendar documented; dividends are entered as cash flows.[34]
- Google SheetsNot among GOOGLEFINANCE's attributes; build it yourself.[28]
- Microsoft ExcelBuild it yourself.[12]
What is inside your ETFs
- Portfolio TerminalYes. The companies inside your funds, from the issuers' full holdings files for 30 US ETFs and the top 10 holdings for other funds.[35]
- Empower Personal DashboardNot documented.[30]
- Portfolio PerformanceNo automatic look-through; you can classify holdings yourself.[3]
- SharesightYes, from Starter: an exposure report of the shares and bonds inside your ETFs.[4]
- Snowball AnalyticsYes: a Fund X-Ray of the holdings inside your ETFs, added in January 2026.[36]
- getquinYes: "Deep Dive" breaks ETFs into their holdings; not every ETF is covered.[37]
- ParqetYes, from Plus: X-Ray inside your ETFs.[7]
- DeltaNot documented.[32]
- FinaryPartial: sector and geographic exposure on Plus; funds without enough data are left out.[38]
- KuberaNot documented.[39]
- Google SheetsNo.[28]
- Microsoft ExcelNo.[12]
Realized gains
- Portfolio TerminalFIFO, lot by lot, with a CSV export.[40]
- Empower Personal DashboardNot documented.[30]
- Portfolio PerformanceFIFO and moving average.[41]
- SharesightA sold-securities report on average cost, on paid plans.[42]
- Snowball AnalyticsRealized profit counts in total profit; the cost method is not stated.[43]
- getquinA sold-positions overview; the cost method is not stated.[44]
- ParqetA tax dashboard of sales from Plus; the cost method is not stated.[7]
- DeltaRealized and unrealized gains with cost basis, on PRO+ only.[16]
- FinaryNo. Gains are unrealized, measured from the average buying price.[45]
- KuberaCost basis and gains per holding; no lot method such as FIFO documented.[39]
- Google SheetsBuild it yourself with formulas.[28]
- Microsoft ExcelBuild it yourself with formulas.[12]
Tax reports
- Portfolio TerminalNone.
- Empower Personal DashboardNone; tax filing is offered through a partner, Taxfyle.[2]
- Portfolio PerformanceNone; taxes and fees are recorded as transactions.[46]
- SharesightPaid plans: capital-gains reports for Australia, New Zealand and Canada; taxable income and sold securities elsewhere.[47]
- Snowball AnalyticsNone found.[5]
- getquinNone; a setting applies one flat capital-gains rate and allowance to dividends.[48]
- ParqetNo report; a dashboard of taxes paid, from Plus.[7]
- DeltaNone by country; PRO+ exports a gains report.[16]
- FinaryNone for tracked portfolios.[49]
- KuberaNone. Kubera says it is "not a tax filing tool".[39]
- Google SheetsNone.[28]
- Microsoft ExcelNone.[12]
Platforms
- Portfolio TerminalWeb. Installable on a phone or desktop home screen (PWA); no app-store app.[40]
- Empower Personal DashboardWeb, iOS, Android (inside the main Empower app).[50]
- Portfolio PerformanceWindows, macOS, Linux; read-only iOS and Android companion apps.[51]
- SharesightWeb, iOS, Android.[52]
- Snowball AnalyticsWeb, iOS, Android.[22]
- getquinWeb, iOS, Android.[53]
- ParqetWeb, iOS, Android.[15]
- DeltaiOS, Android, Windows, Mac and web.[54]
- FinaryWeb, iOS, Android.[55]
- KuberaWeb; installable on iOS and Android from the browser, no app-store app.[56]
- Google SheetsBrowser, iOS, Android.[11]
- Microsoft ExcelWindows, Mac, web, iOS, Android.[17]
Who each one suits, and its limit
Portfolio TerminalJulien Esnault, independent developer, France
Best forInvestors with US or European brokers who want a free web tracker with ETF look-through, FIFO gains and risk in plain English, without linking a bank login.
LimitNo automatic broker sync: you re-import a file or a screenshot when your holdings change. Prices come from Yahoo Finance and can lag the market by several minutes.[18]
Empower Personal DashboardEmpower, Greenwood Village, Colorado, USA
Best forUS investors who want every account, including 401(k)s and bank accounts, synced automatically for free, with retirement planning on top.
LimitSigning up means agreeing to marketing calls and texts, and the free tools sit next to a paid advisory service.[57]
Portfolio PerformanceAndreas Buchen and contributors, open source, Germany
Best forHands-on investors who want free, private, detailed performance math (true time-weighted return, IRR) on their own computer and don't mind setting it up.
LimitDesktop software you set up yourself, and the mobile app can't edit your data.[51]
SharesightSharesight Ltd, Wellington, New Zealand
Best forInvestors in Australia, New Zealand or Canada who need their country's capital-gains and income tax reports and are willing to pay.
LimitThe free plan stops at 10 holdings, closed positions included, and has no tax reports.[4]
Snowball AnalyticsSnowball Analytics SAS, Lyon, France
Best forDividend investors who want a dividend calendar, time-weighted and money-weighted returns, and automatic broker sync for under $80 a year.
LimitThe free plan stops at 10 holdings and 1 portfolio, and automatic broker linking starts with the paid Starter plan.[5]
getquinQUIN Technologies GmbH, Berlin, Germany
Best forEuropean investors, especially in Germany, who want many bank and broker accounts synced for free into one net-worth view.
LimitThe free tier is funded partly by in-app ads, and benchmarking is Premium-only.[58]
ParqetParqet Fintech GmbH, Hamburg, Germany
Best forGerman-speaking investors at Trade Republic, Scalable Capital, ING, comdirect or Consorsbank who want unlimited free holdings.
LimitAutomatic sync covers 5 German brokers and, for most of them, works only in the mobile app; everyone else imports files.[24]
DeltaOpus Labs NV (eToro group), Belgium
Best forCrypto-heavy investors and eToro users who want stocks, crypto wallets and exchanges in one app.
LimitBroker connections sync every 24 hours, and some only pull 90 days of trading data.[25]
FinaryFinary SAS, Paris, France
Best forFrench and European households who want bank, broker and crypto accounts synced automatically into one net-worth view.
LimitPerformance is an unrealized gain from the average buying price that ignores deposits and withdrawals, not a time- or money-weighted return.[45]
KuberaKubera Apps, Inc., San Francisco, USA
Best forWealthy households who track many kinds of assets and entities (property, private holdings, crypto) on one balance sheet and are fine paying $250 a year.
LimitNo free plan: $250 a year at the minimum once the 14-day trial ends.[10]
Google SheetsGoogle, Mountain View, USA
Best forFree do-it-yourself tracking of US and major-exchange stocks, for people comfortable writing formulas.
LimitQuotes may be delayed up to 20 minutes, most international exchanges are not supported, and history can't be read through the API.[28]
Microsoft ExcelMicrosoft, Redmond, USA
Best forPeople who already pay for Microsoft 365 and want to build every formula themselves.
LimitQuotes are delayed and not for trading; STOCKHISTORY needs a paid plan and has no history for most popular index funds, including the S&P 500.[59]
How this page was checked
- Every price was read on the vendor's own pricing page or app-store listing on October 5, 2026, and is quoted in the vendor's currency.
- Each tool answers the same eight questions. A cell says "not documented" when the vendor's pages don't say.
- Every statement links to the page it came from: the numbers in brackets point to the sources at the foot of the page.
- The author builds Portfolio Terminal. Its row follows the same rules, and its limit is stated as plainly as the others'.
- No vendor paid to be listed, and no link on this page is an affiliate link.
- The date at the top is the last check. Prices change; the vendor's page is the one to trust.
Free portfolio trackers: what people ask
What is the best free portfolio tracker?
It depends on how you want your holdings to get in. To sync US accounts for free: Empower Personal Dashboard. For free open-source desktop software: Portfolio Performance. For a free web tracker without linking accounts and with no holding cap: Portfolio Terminal. Sharesight, Snowball Analytics and Delta offer free plans capped at 10 holdings (checked October 5, 2026).
Which free portfolio trackers sync with my broker automatically?
On their free plans, Empower (US institutions), getquin (unlimited connections through finAPI, with in-app ads), Delta (unlimited connections, 10 assets), Finary (2 accounts) and Parqet (Autosync for 5 German brokers) sync automatically. Snowball Analytics starts syncing with its $79.99-a-year Starter plan. Portfolio Terminal and Portfolio Performance have no automatic sync.
Which portfolio trackers show what is inside my ETFs?
Snowball Analytics (Fund X-Ray), getquin (Deep Dive, not every ETF), Sharesight (exposure report, from $7 a month billed yearly), Parqet (X-Ray, from Plus) and Portfolio Terminal (free; the issuers' full holdings files for 30 US ETFs, the top 10 holdings for other funds). Finary shows sector and country exposure on Plus.
Which free portfolio trackers calculate realized gains?
Portfolio Performance (FIFO or moving average) and Portfolio Terminal (FIFO, with a CSV export) do it for free. Sharesight's sold-securities report and Delta's gains reporting are on paid plans; Snowball Analytics, getquin and Parqet show realized profit without stating the cost method.
Do I have to give a portfolio tracker my bank login?
Only to sync automatically. Trackers that sync connect through aggregators such as Plaid, Yodlee, finAPI, Powens or SnapTrade. Portfolio Terminal and Portfolio Performance read files you download instead, so they never see a login; the trade-off is re-importing when your holdings change.
Is Portfolio Terminal really free?
Yes, with no holding limit and a guest mode that works without an account. A Pro plan is in development at $9 a month billed yearly; nothing is for sale today. The author of this page builds it.
Sources, read on October 5, 2026
Prices and plans are quoted as each vendor prints them, in its currency, on the day above. They change; the linked page is the one to trust. Found something out of date? Write to julien.esnau@gmail.com and the page is corrected with the date.
- [1]portfolio-terminal.com#pricing
- [2]empower.com/personal-investors/financial-tools
- [3]portfolio-performance.info/en
- [4]sharesight.com/pricing
- [5]snowball-analytics.com/pricing
- [6]getquin.com/pricing
- [7]parqet.com/en/pricing
- [8]apps.apple.com/us/app/delta-by-etoro/id1288676542
- [9]finary.com/en/pricing
- [10]kubera.com
- [11]workspace.google.com/intl/en/products/sheets
- [12]support.microsoft.com/en-us/office/get-a-stock-quote-e5af3212-e024-4d4c-bea0-623cf07fbc54
- [13]empower.com/products-solutions/personal-strategy
- [14]apps.apple.com/us/app/portfolio-performance/id6451118191
- [15]parqet.com/pricing
- [16]delta.app/en/pro
- [17]microsoft.com/en-us/microsoft-365/buy/compare-all-microsoft-365-products
- [18]portfolio-terminal.com/import
- [19]support-personalwealth.empower.com/hc/en-us/articles/201169680-Can-I-link-an-international-account-in-Empower-Personal-Dashboard
- [20]help.portfolio-performance.info/en/reference/file/import/pdf-import
- [21]sharesight.com/features
- [22]snowball-analytics.com/portfolio-tracker
- [23]apps.apple.com/us/app/getquin-portfolio-tracker/id1513629447
- [24]faq.parqet.com/de/articles/651190-warum-gibt-es-noch-keinen-autosync-im-web
- [25]support.delta.app/en/articles/5765798-broker-account-connections
- [26]help.finary.com/llms.txt
- [27]help.kubera.com/article/18-how-kubera-connect-bank-financial-accounts
- [28]support.google.com/docs/answer/3093281
- [29]portfolio-terminal.com/dividend-tracker
- [30]empower.com/tools/portfolio-analysis
- [31]getquin.com/dividend-tracker
- [32]delta.app/en/features
- [33]help.finary.com/en/articles/7973821-keeping-track-of-your-dividends
- [34]help.kubera.com/article/96-transactions-for-my-investments
- [35]portfolio-terminal.com/etf-overlap
- [36]apps.apple.com/us/app/snowball-analytics-stocks/id6463484375
- [37]help.getquin.com/en/articles/9121091-deep-dive-analytics
- [38]help.finary.com/fr/articles/6521891-comprendre-mon-exposition-sectorielle
- [39]kubera.com/portfolio-tracker
- [40]portfolio-terminal.com/llms.txt
- [41]help.portfolio-performance.info/en/concepts/cost-methodology
- [42]sharesight.com/us/investment-portfolio-tax
- [43]help.snowball-analytics.com/review-of-key-portfolio-indicators
- [44]help.getquin.com/en/articles/12682344-sold-positions-overview
- [45]help.finary.com/en/articles/7664120-understanding-my-performance-p-l
- [46]help.portfolio-performance.info/en/reference/transaction/fees-taxes
- [47]sharesight.com/au/investment-portfolio-tax
- [48]help.getquin.com/en/articles/8656751-automatic-taxes-and-tax-free-allowance
- [49]help.finary.com/en/articles/8223537-finary-invest-and-taxes
- [50]apps.apple.com/us/app/empower/id1001257338
- [51]portfolio-performance.app/index.html
- [52]apps.apple.com/us/app/sharesight-portfolio-tracker/id6695726060
- [53]getquin.com/portfolio-tracker
- [54]delta.app/en
- [55]apps.apple.com/us/app/finary-budget-money-tracker/id1569413444
- [56]help.kubera.com/article/69-how-to-install-kubera-on-ios-iphone
- [57]empower.com/signup/tools
- [58]help.getquin.com/en/articles/6922135-how-is-getquin-financed
- [59]support.microsoft.com/en-us/office/stockhistory-function-1ac8b5b3-5f62-4d94-8ab8-7504ec7239a8
Portfolio Terminal is made by the author of this page, so read the list with that in mind: every statement about another tool links to that tool's own pages, and Portfolio Terminal's limit is stated as plainly as the others'. Nothing here is investment advice.