Key facts, as of
As of October 6, 2026, Erie Indemnity (ERIE) trades at $223.22, down 29.4% over the past year. Its 52-week range runs from $204.63 to $330.54; the price is 32.5% below that high. It is 59.2% below its all-time high of $547.00, reached in September 2024. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +167.1%, against +312.9% for the S&P 500 (SPY). It sits 10.1% below its 200-day average of $248.33, the usual sign of a long-term downtrend. Its 30-day volatility is 27.3% annualized, which we rate medium risk. It has a trailing P/E of 20.2 and a dividend yield of 2.64%.
Cite: Portfolio Terminal, "Erie Indemnity (ERIE) stock analysis", 2026-10-06. https://portfolio-terminal.com/analyse/erie
Where it trades today
trading 15% of the way up its 52-week range
How the price has moved
How far it is from its record
Erie Indemnity (ERIE) is 59.2% below its all-time high of $547.00, reached in September 2024. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +167.1%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- ERIE trades at 20.2x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
- ERIE carries a beta of 0.33, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- ERIE remains in a bearish short-term trend and sits 32.5% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- ERIE is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in ERIE.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.
Methodology
- Price, market cap, beta, yield, and liquidity fields for ERIE come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for ERIE. Last refresh: Oct 6, 2026, 11:07 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Erie Indemnity does
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.
How the business is doing
ERIE generated $4.12B in trailing revenue (2.8% year over year), with a 14.0% net margin, and $481.21M of free cash flow, supported by $241.85M of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $4.15B | — | — | $559.34M | $12.01 | $570.97M |
| 2024 | $3.86B | — | — | $600.31M | $12.89 | $486.40M |
| 2023 | $3.31B | — | — | $446.06M | $9.58 | $288.56M |
| 2022 | $2.85B | — | — | $298.57M | $6.41 | $298.95M |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
ERIE is in 7 of the 30 ETFs we track. It weighs most in SCHD: 0.14% of the fund, holding #56 of 100.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
ERIE beside the financial services names it is usually measured against.
What the chart is saying
In a downtrend, with $210.08 the next floor.
downtrend- Price is 9.0% below its 50-day average and 10.1% below its 200-day.
- RSI at 38 is neither stretched nor washed out.
- The nearest ceiling is $235.44 (+5.5%), the nearest floor $210.08 (-5.9%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is ERIE a good investment in 2026?
Erie Indemnity trades at a P/E ratio of 20.2, with medium volatility (27.3% annualized). Recent trend shows weakness.
What is the risk level of ERIE?
Based on 30-day volatility of 27.3%, ERIE has MEDIUM risk. Beta of 0.33 indicates lower sensitivity to market movements than average.
Does ERIE pay dividends?
Yes, Erie Indemnity has a dividend yield of 2.64%.
How far is ERIE from its all-time high?
Erie Indemnity is 59.2% below its all-time high of $547.00, reached in September 2024. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +167.1%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold ERIE?
7 of the 30 popular ETFs we track hold Erie Indemnity. The largest weights: SCHD (0.14%), XLF (0.07%), VIG (0.03%), VOO (<0.01%) and VTI (<0.01%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is ERIE?
<0.01%, as of August 31, 2026: ERIE is holding #496 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $0.10 in Erie Indemnity.
How much revenue does ERIE generate?
Erie Indemnity reported $4.12B in trailing twelve-month revenue. Revenue growth is running at 2.8% year over year. Net margin sits at 14.0%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare ERIE with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.