A free Delta alternative for stocks and ETFs

Portfolio Terminal is a free alternative to Delta for stocks and ETFs, with no holding limit and realized gains included. Delta is the better pick for crypto-heavy investors and eToro users who want wallets, exchanges and brokers in one app; its free plan tracks 10 assets, and realized gains need PRO+ at $13.99 a month.

prices checked October 5, 2026by Julien Esnault, who makes Portfolio Terminal10 sources

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01Which one

Delta or Portfolio Terminal: who each one suits

choose delta if
  • Most of your money is in crypto, across wallets and exchanges.
  • You use eToro: Delta is part of the eToro group.
  • You want desktop apps for Windows and Mac as well as mobile apps.
choose portfolio terminal if
  • You hold more than 10 assets and want them tracked for free.
  • You want realized gains lot by lot (FIFO) without a paid plan.
  • You want dividends received and projected, and the companies inside your ETFs.
02Side by side

The same eight questions, asked of both

side by sidechecked October 5, 2026
QuestionDeltaPortfolio Terminal
Free planFree plan: 10 tracked assets in 1 portfolio, unlimited connections.[1]Free with no holding limit. A guest mode works without an account.[2]
Paid plansPRO $6.99/month or $53.88/year; PRO+ $13.99/month or $107.88/year; prices vary by location.[3]Nothing to buy today. A Pro plan is in development at $9/month billed yearly ($11 monthly), with a waitlist.[2]
How holdings get inRead-only broker, exchange and wallet connections, synced every 24 hours; CSV import.[4]Upload a CSV or Excel file, paste a table, or drop a screenshot from any broker. Transaction-history CSVs from 10 brokers are read directly, plus a generic format. No automatic broker sync.[5]
DividendsDividends appear in a financial calendar; no dedicated dividend tracker found.[6]Dividends received by month and year, a 12-month projection, and the next ex-dividend dates of your holdings.[7]
What is inside your ETFsNot documented.[6]Yes. The companies inside your funds, from the issuers' full holdings files for 30 US ETFs and the top 10 holdings for other funds.[8]
Realized gainsRealized and unrealized gains with cost basis, on PRO+ only.[3]FIFO, lot by lot, with a CSV export.[9]
Tax reportsNone by country; PRO+ exports a gains report.[3]None.
PlatformsiOS, Android, Windows, Mac and web.[10]Web. Installable on a phone or desktop home screen (PWA); no app-store app.[9]
03Limits

Best for, and one honest limit each

fit and limits2 tools

DeltaOpus Labs NV (eToro group), Belgium

Best forCrypto-heavy investors and eToro users who want stocks, crypto wallets and exchanges in one app.

LimitBroker connections sync every 24 hours, and some only pull 90 days of trading data.[4]

Portfolio TerminalJulien Esnault, independent developer, France

Best forInvestors with US or European brokers who want a free web tracker with ETF look-through, FIFO gains and risk in plain English, without linking a bank login.

LimitNo automatic broker sync: you re-import a file or a screenshot when your holdings change. Prices come from Yahoo Finance and can lag the market by several minutes.[5]

04Switching

Moving from Delta

steps3 steps
  1. 01Download the transaction-history CSV from your broker, or take a screenshot of the positions screen.
  2. 02Import it in Portfolio Terminal and check every line before it is saved.
  3. 03Keep Delta for crypto wallets if that is what you use it for.
05Questions

Delta alternatives: what people ask

questions4 answered

Is Delta free?

Delta's free plan tracks up to 10 assets in 1 portfolio. PRO costs $6.99 a month or $53.88 a year, and PRO+ $13.99 a month or $107.88 a year; Delta says prices vary by location (checked October 5, 2026).

Does Delta show realized gains?

On PRO+ only. Portfolio Terminal records realized gains lot by lot (FIFO), free, with a CSV export.

How often does Delta sync my broker?

Delta's help center says broker connections sync every 24 hours and that some connections only pull 90 days of trading data. Portfolio Terminal has no sync: you import a file or a screenshot.

Is Delta owned by eToro?

Yes. Delta has been part of the eToro group since 2019 and was renamed Delta by eToro in April 2026.

Other trackers, same eight questions

Or see all of them on one grid: the best free portfolio trackers, compared.

SharesightalternativeSnowball AnalyticsalternativegetquinalternativeParqetalternativeFinaryalternativeKuberaalternativePortfolio PerformancealternativeGoogle SheetsalternativeMicrosoft Excelalternative

Sources, read on October 5, 2026

Prices and plans are quoted as each vendor prints them, in its currency, on the day above. They change; the linked page is the one to trust. Found something out of date? Write to julien.esnau@gmail.com and the page is corrected with the date.

  1. [1]apps.apple.com/us/app/delta-by-etoro/id1288676542
  2. [2]portfolio-terminal.com#pricing
  3. [3]delta.app/en/pro
  4. [4]support.delta.app/en/articles/5765798-broker-account-connections
  5. [5]portfolio-terminal.com/import
  6. [6]delta.app/en/features
  7. [7]portfolio-terminal.com/dividend-tracker
  8. [8]portfolio-terminal.com/etf-overlap
  9. [9]portfolio-terminal.com/llms.txt
  10. [10]delta.app/en
Try it on your own holdingsFree, no card, no bank login. Import a file or a screenshot and check every line before it is saved.Start Free Migration

Portfolio Terminal is made by the author of this page, so read the comparison with that in mind: every statement about Delta links to Delta's own pages, and Portfolio Terminal's limit is stated as plainly as theirs. Nothing here is investment advice.