etf overlap tool · little overlap
VTI vs VNQ overlap
84% of VNQ's money sits in companies VTI also holds; 2.1% of the two funds is the same money, spread over 138 companies both hold.
Holdings as of September 30, 2026 · source: Vanguard (VTI), Vanguard (VNQ) · How we measured all 1,431 pairs
- same money
- same companies, extra weight
- only in this fund
Hold VTI and VNQ with other funds or stocks? The free portfolio optimizer opens VTI and VNQ beside the rest of what you own: the companies you hold twice, what the funds cost a year, and where the next deposit should go. No account.
The companies you would own twice
What only one of them gives you
NVDANVIDIA Corp7.13%
AAPLApple Inc6.63%
MSFTMicrosoft Corp5.19%
AMZNAmazon.com Inc3.30%
GOOGLAlphabet Inc2.76%
AVGOBroadcom Inc2.28%
GOOGAlphabet Inc2.18%VRTPXVanguard Real Estate II Index Fund14.51%Where each fund puts its money
VTI and VNQ: what people ask
How much do VTI and VNQ overlap?
2.1% by weight, as of September 30, 2026: little overlap. 138 companies appear in both funds; they make up 2.1% of VTI and 84% of VNQ.
Which stocks do VTI and VNQ both hold?
The largest shared positions are WELL, PLD, EQIX, AMT and DLR. Ranked by the smaller of the two weights, which is the part you would own twice.
Is it redundant to hold both VTI and VNQ?
Out of every $100 split evenly between them, about $2 (half in each fund) buys identical positions. The rest is exposure only one of the two funds gives you: 3,378 names only in VTI, 2 only in VNQ. Half in each behaves like 59 equally weighted stocks, against 55 for VTI alone and 21 for VNQ alone. Whether that duplication is a problem depends on the mix you want; this is a description, not advice.
How is ETF overlap calculated here?
For every company held by both funds we take the smaller of its two weights and add them up. The weights come from the full holdings files Vanguard publish, not a top-10 sample, and companies are matched by their ISIN so share classes stay apart. Sector overlap applies the same rule to the issuers' sector labels; "behaves like N equally weighted stocks" is one over the sum of the squared weights.
Weights come from each issuer's published holdings file and are matched company by company on their ISIN. Cash, futures and currency positions are left out. This page describes what the funds hold; it is not investment advice.