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CFGfinancial servicesnyse

Citizens Financial logoCitizens Financial

Citizens Financial (CFG) is a financial services company; Yahoo Finance files it under banks—regional.

Price

$63.24

-0.92% on Nov 6

Risk

Medium

22.5% vol · 30d

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Key facts, as of

As of November 6, 2026, Citizens Financial (CFG) trades at $63.24, up 24.2% over the past year. Its 52-week range runs from $49.00 to $75.33; the price is 16.0% below that high. It is 16.0% below its all-time high of $75.33, reached in August 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +253.7%, against +316.3% for the S&P 500 (SPY). It sits 3.7% below its 200-day average of $65.65. Its 30-day volatility is 22.5% annualized, which we rate medium risk. It has a trailing P/E of 12.8 and a dividend yield of 3.29%. Citizens Financial (CFG) has confirmed its next earnings report for January 15, 2027, before the market opens (date from Yahoo Finance, listed on our January 2027 earnings calendar).

Cite: Portfolio Terminal, "Citizens Financial (CFG) stock analysis", 2026-11-06. https://portfolio-terminal.com/analyse/cfg

01Market

Where it trades today

Market cap

$26.51B

Price / earnings

12.8x

Beta

1.09

swings more than the market

Dividend yield

3.29%

Volume

3.28M

avg 4.04M

50-day average

$65.87

200-day average

$65.65

30-day move

−1.3%

52-week range16.0% below the high
low $49.00$63.24high $75.33

trading 54% of the way up its 52-week range

02Price

How the price has moved

30-day price-1.33%
30 days ago$64.09 → $63.24today
1-year performance+22.3%
$56$64$71NovDecJanFebMarAprMayJunJulAugSepOct
CFG · 52 weeks$51.69 → $63.24
03History

How far it is from its record

All-time high

$75.33

Aug 2026, intraday

From the high

−16.0%

+19.1% to regain it

History from

Sep 2014

monthly, Yahoo Finance

10 years

+253.7%

SPY +316.3%

Citizens Financial (CFG) is 16.0% below its all-time high of $75.33, reached in August 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +253.7%, against +316.3% for the S&P 500 (SPY).

CFG since Sep 2014−16.0% from the high
$19$39$63.24$75.33 · Aug 2026201620182020202220242026
Month-end closes, split-adjusted · dashed: today
04Read

The read, from its own figures

the read3 sources

What its numbers say

  • CFG closes below its 50-day average ($65.87) while the 50-day is still above the 200-day ($65.65): a pullback inside a longer rise, not yet a downtrend.
  • At $63.24, CFG is 16.0% below its 1-year high of $75.33, set on August 17, 2026, and 29.1% above its 1-year low of $49.00 (November 18, 2025).
  • Over the past month CFG fell 1.3%, from $64.09 to $63.24.
  • CFG trades at 12.8x its last twelve months of earnings and 9.7x the next twelve months' estimate, so analysts expect earnings 31.2% higher.
  • Its P/E is 6.5% above the 12.0x median of the 3 other banks—regional companies we track (USB, PNC, FITB).
  • CFG's 30-day volatility, 22.5% a year, works out to a typical daily move of about 1.4%.
  • Yahoo Finance puts its beta at 1.09: over five years of monthly returns, CFG moved about 1.09% for each 1% move of the S&P 500.

What would change the read

  • A close back above the 50-day average, $65.87 (+4.2%), restores the uptrend; the 50-day falling 0.3% under the 200-day at $65.65 would make it a downtrend.
  • A close above $75.33 (+19.1%) would be a new 1-year high; below $49.00 (−22.5%), a new 1-year low.

How it is computed

  • Prices are Yahoo Finance's daily candles for CFG, the same ones the chart below draws; the P/E, forward P/E and beta are Yahoo Finance quote fields.
  • The averages are simple means of the last 50 and 200 closes; the 1-year high and low are the highest high and lowest low of the last 252 sessions; the 30-day volatility is the standard deviation of the past month's daily returns, annualized with the square root of 252.
  • Peers are the other companies Yahoo Finance files under banks—regional among the assets we track, not a full industry screen; the median counts those with a positive P/E.
  • Every sentence here is written by code from those figures, refreshed daily; nobody edits it for CFG by hand. It describes what the price and the multiples have done, not what they will do, and it is not advice.

Sources

  • Yahoo Finance quote and daily historyopen →

    The candles, the averages' inputs and the quote fields used for CFG. Last refresh: Nov 8, 2026, 10:53 PM UTC.

  • How Portfolio Terminal computes its figuresopen →

    The methodology page behind the analytics and their refresh cadence.

  • Industry classification

    Yahoo Finance's industry, as stored in our list of tracked assets: Banks—Regional.

Computed, not written · Code turns the figures above into these sentences; market data refreshed 11/8/2026, 10:53:31 PM. Page built by Julien Esnault. A description of the data, not advice.
05About

What Citizens Financial does

profile

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms.…

Employees

17,609

Industry

Banks - Regional

Headquarters

Providence, United States

06Analyst Consensus

What analysts expect

CFG carries a buy consensus from 19 analysts, with an average price target of $76.39 versus $63.24 today (+20.8%). Targets are estimates and can move quickly after earnings.

Consensus

Buy

Average target

$76.39

$65.00 to $87.00

Upside to target

+20.8%

Analysts covering

19

Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.

07Financial Strength

How the business is doing

CFG generated $8.39B in trailing revenue (11.9% year over year), with a 27.0% net margin, against $4.27B of net debt.

Revenue (TTM)

$8.39B

Net margin

27.0%

Revenue growth

11.9%

Free cash flow

N/A

Gross margin

0.0%

Operating margin

36.6%

Return on equity

8.9%

Total cash

$13.56B

Total debt

$17.83B

Earnings growth

34.3%

08Annual Financials

The numbers, year by year

annual financials4 years
Fiscal yearRevenueGross profitOperating incomeNet incomeEPSFree cash flow
2025$8.25B——$1.83B$3.90$2.04B
2024$7.81B——$1.51B$3.05$1.88B
2023$8.22B——$1.61B$3.14$2.79B
2022$8.02B——$2.07B$4.12$3.99B
Company filings via Yahoo Finance. Refreshed 11/8/2026.
09Next Earnings

When it reports next

Next report

Jan 15, 2027

EPS estimate

$1.48

Revenue estimate

$2.40B

Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.

10ETFs

Which ETFs hold it

CFG is in 16 of the 54 ETFs we track. It weighs most in XLF: 0.34% of the fund, holding #54 of 76.

etfs holding it16 of 54 funds
XLF0.34%#54 of 76VO0.25%#181 of 271RSP0.18%#422 of 504VYM0.11%#157 of 593VTV0.10%#227 of 298VOO0.04%#317 of 505SPY0.04%#328 of 504VUAA0.04%#319 of 503IVV0.04%#331 of 503CSPX0.04%#331 of 503ITOT0.04%#347 of 2,423VTI0.03%#351 of 3,516SSAC0.03%#589 of 1,640IWDA0.03%#612 of 1,248VWCE0.03%#634 of 3,795VT0.02%#622 of 10,155
11Investors

Famous investors who hold it

CFG is in the latest 13F of 2 of the 15 famous investors we follow. George Soros (Soros Fund Management) holds the most of it: 0.25% of the portfolio, position #111 of 261, as of Q2 2026.

famous investors2 of 15 13F filers
George SorosSoros Fund Management · Q2 20260.25%#111 of 261Ray DalioBridgewater Associates · Q2 20260.24%#63 of 992
SEC Form 13F, Q2 2026, filed August 14, 2026. Long US positions only, 45 days after the quarter; shares, not options.Every investor we follow →
12Industry

How its figures compare with those peers

versus its peersCFG vs the median of USB, PNC, FITB
metricCFGmedian · ngap
price / earnings12.8x12.0x · 3+6%
beta1.090.99 · 3+11%
dividend yield3.29%3.55% · 3−7%
30-day volatility22.5%22.0% · 3+2%
Live Yahoo Finance figures for each name; n counts the peers that have the figure.
13Peers

Companies in the same industry

CFG beside the other companies Yahoo Finance files under banks—regional among the assets we track (USB, PNC, FITB, largest first).

peers4 companies
companypricemarket cap
Citizens Financial logoCFG$63.24$26.51B
U.S. Bancorp logoUSB$59.45$92.64BPNC Financial Services logoPNC$225.38$89.43BFifth Third Bancorp logoFITB$53.04$47.93B
Any row opens that company's own analysis.
14Technicals

What the chart is saying

Slipped under its 50-day average inside a longer uptrend.

weakening
cfg · daily
50-day 65.87200-day 65.65resistancesupport
65.0070.0075.007030RSI 14 · 42volR 68.14R 66.24S 61.95S 60.0463.24JunJulAugSepOctNov
Daily candles · CFGLevels are zones where the price turned at least twice in the last year. Last close $63.24 on 2026-11-06.

RSI (14)

42

neutral zone

vs 50-day

−4.0%

avg $65.87

vs 200-day

−3.7%

avg $65.65

From 1-year high

−16.0%

high $75.33 · 2026-08-17

levels and the read23% annualized vol · 30d
resistance$68.14turned here 3×+7.7%
resistance$66.24turned here 3×+4.7%
support$61.95turned here 3×−2.0%
support$60.04turned here 3×−5.1%
  • Price is 4.0% below its 50-day average and 3.7% below its 200-day.
  • RSI at 42 is neither stretched nor washed out.
  • The nearest ceiling is $66.24 (+4.7%), the nearest floor $61.95 (-2.0%).

A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.

15Questions

Questions people ask about it

questions10 answered

How is CFG valued right now?

Citizens Financial trades at 12.8 times its last twelve months of earnings and 9.7 times the next twelve months' estimate (Yahoo Finance, November 6, 2026). On the chart: slipped under its 50-day average inside a longer uptrend. Price is 4.0% below its 50-day average and 3.7% below its 200-day.

What is the risk level of CFG?

Based on 30-day volatility of 22.5%, CFG has MEDIUM risk. Its beta of 1.09 means it has swung more than the S&P 500 over the last five years.

Does CFG pay dividends?

Yes, Citizens Financial has a dividend yield of 3.29%.

How far is CFG from its all-time high?

Citizens Financial is 16.0% below its all-time high of $75.33, reached in August 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +253.7%, against +316.3% for the S&P 500 (SPY).

When does Citizens Financial report earnings?

Citizens Financial (CFG) reports its next quarterly earnings on Friday, January 15, 2027, before the market opens. The company has confirmed the date; it comes from Yahoo Finance's earnings data and is listed on the Portfolio Terminal January 2027 earnings calendar. For that quarter, the analysts' consensus Yahoo Finance reports is earnings of $1.48 per share.

Which ETFs hold CFG?

16 of the 54 popular ETFs we track hold Citizens Financial. The largest weights: XLF (0.34%), VO (0.25%), RSP (0.18%), VYM (0.11%) and VTV (0.10%). Measured on each issuer's full holdings file, dated September 30 to October 18, 2026.

How much of VOO is CFG?

0.04%, as of September 30, 2026: CFG is holding #317 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $0.41 in Citizens Financial.

Which famous investors own CFG?

George Soros (0.25% of Soros Fund Management's 13F) and Ray Dalio (0.24% of Bridgewater Associates's 13F), according to their latest Form 13F filings with the SEC (Q2 2026). A 13F lists US long positions 45 days after the quarter ends, so it can be out of date.

What is the analyst price target for CFG?

The average analyst price target for Citizens Financial (CFG) is $76.39 based on 19 analyst estimates, about 20.8% above the current price of $63.24. The published range runs from $65.00 to $87.00.

How much revenue does CFG generate?

Citizens Financial reported $8.39B in trailing twelve-month revenue. Revenue growth is running at 11.9% year over year. Net margin sits at 27.0%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.

Compare CFG with anything

Five years side by side: what $10,000 became, how far each fell, whether they move together.

Citizens Financial logo