Where it trades today
trading 69% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- PNC is valued near its sector range at 12.8x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
- PNC carries a beta of 0.89, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- PNC remains in a bearish short-term trend and sits 10.0% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- PNC is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in PNC.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for PNC come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for PNC. Last refresh: Sep 18, 2026, 10:56 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What PNC Financial Services does
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through…
What analysts expect
PNC carries a buy consensus from 20 analysts, with an average price target of $277.73 versus $233.17 today (+19.1%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
PNC generated $24.32B in trailing revenue (23.6% year over year), with a 31.4% net margin, against $74.50B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $23.08B | — | — | $6.94B | $16.60 | $4.38B |
| 2024 | $20.81B | — | — | $5.89B | $13.76 | $7.88B |
| 2023 | $21.51B | — | — | $5.58B | $12.80 | $10.11B |
| 2022 | $21.11B | — | — | $6.04B | $13.86 | $9.08B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
PNC beside the financial services names it is usually measured against.
What the chart is saying
PNC Financial Services trades at $233.17, 10.0% below its 52-week high. With a beta of 0.89, it shows about average sensitivity to what the wider market does.
Questions people ask about it
Is PNC a good buy right now?
PNC Financial Services trades at 12.8x earnings. This is below market average, potentially undervalued. Current risk level is Medium based on 20.9% volatility.
Does PNC pay dividends?
Yes, PNC Financial Services offers a dividend yield of 3.45%. That is roughly $8.04 per share a year.
How volatile is PNC?
With 30-day annualized volatility of 20.9% and beta of 0.89, PNC is classified as Medium risk. The stock tends to be more stable than the market average.
What is the analyst price target for PNC?
The average analyst price target for PNC Financial Services (PNC) is $277.73 based on 20 analyst estimates, about 19.1% above the current price of $233.17. The published range runs from $251.00 to $305.00.
How much revenue does PNC generate?
PNC Financial Services reported $24.32B in trailing twelve-month revenue. Revenue growth is running at 23.6% year over year. Net margin sits at 31.4%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.