Key facts, as of
As of October 8, 2026, PNC Financial Services (PNC) trades at $217.72, up 12.3% over the past year. Its 52-week range runs from $176.88 to $258.96; the price is 15.9% below that high. It is 15.9% below its all-time high of $258.96, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +242.2%, against +312.9% for the S&P 500 (SPY). It sits 4.6% below its 200-day average of $228.23, the usual sign of a long-term downtrend. Its 30-day volatility is 17.5% annualized, which we rate medium risk. It has a trailing P/E of 12.1 and a dividend yield of 3.67%.
Cite: Portfolio Terminal, "PNC Financial Services (PNC) stock analysis", 2026-10-08. https://portfolio-terminal.com/analyse/pnc
Where it trades today
trading 50% of the way up its 52-week range
How the price has moved
How far it is from its record
PNC Financial Services (PNC) is 15.9% below its all-time high of $258.96, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +242.2%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- PNC is valued near its sector range at 12.1x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
- Recent realized volatility sits near 17.5%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- PNC remains in a bearish short-term trend and sits 15.9% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- PNC is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for PNC come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for PNC. Last refresh: Oct 8, 2026, 10:10 AM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What PNC Financial Services does
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through…
What analysts expect
PNC carries a buy consensus from 21 analysts, with an average price target of $270.29 versus $217.72 today (+24.1%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
PNC generated $24.32B in trailing revenue (23.6% year over year), with a 31.4% net margin, against $74.50B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $23.08B | — | — | $6.94B | $16.60 | $4.38B |
| 2024 | $20.81B | — | — | $5.89B | $13.76 | $7.88B |
| 2023 | $21.51B | — | — | $5.58B | $12.80 | $10.11B |
| 2022 | $21.11B | — | — | $6.04B | $13.86 | $9.08B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
PNC is in 8 of the 30 ETFs we track. It weighs most in XLF: 1.16% of the fund, holding #21 of 76.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
PNC beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 9.3% below its 50-day average and 4.6% below its 200-day.
- RSI at 24 is oversold: selling has been one-sided.
- The nearest ceiling is $221.79 (+1.9%), the nearest floor $214.86 (-1.3%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is PNC a good investment in 2026?
PNC Financial Services trades at a P/E ratio of 12.1, with medium volatility (17.5% annualized). Recent trend shows weakness.
What is the risk level of PNC?
Based on 30-day volatility of 17.5%, PNC has MEDIUM risk. Beta of 0.93 indicates lower sensitivity to market movements than average.
Does PNC pay dividends?
Yes, PNC Financial Services has a dividend yield of 3.67%.
How far is PNC from its all-time high?
PNC Financial Services is 15.9% below its all-time high of $258.96, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +242.2%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold PNC?
8 of the 30 popular ETFs we track hold PNC Financial Services. The largest weights: XLF (1.16%), VIG (0.40%), VYM (0.39%), VTV (0.35%) and VOO (0.15%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is PNC?
0.15%, as of August 31, 2026: PNC is holding #122 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $1.45 in PNC Financial Services.
What is the analyst price target for PNC?
The average analyst price target for PNC Financial Services (PNC) is $270.29 based on 21 analyst estimates, about 24.1% above the current price of $217.72. The published range runs from $245.00 to $290.00.
How much revenue does PNC generate?
PNC Financial Services reported $24.32B in trailing twelve-month revenue. Revenue growth is running at 23.6% year over year. Net margin sits at 31.4%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare PNC with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.