Key facts, as of
As of October 11, 2026, Mastercard Incorporated (MA) trades at $589.14, up 4.4% over the past year. Its 52-week range runs from $464.52 to $601.23; the price is 2.0% below that high. It is 2.1% below its all-time high of $601.77, reached in August 2025. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +474.7%, against +312.9% for the S&P 500 (SPY). It sits 10.7% above its 200-day average of $532.26, the usual sign of a long-term uptrend. Its 30-day volatility is 17.6% annualized, which we rate medium risk. It has a trailing P/E of 32.4 and a dividend yield of 0.59%.
Cite: Portfolio Terminal, "Mastercard Incorporated (MA) stock analysis", 2026-10-11. https://portfolio-terminal.com/analyse/ma
Where it trades today
trading 91% of the way up its 52-week range
How the price has moved
How far it is from its record
Mastercard Incorporated (MA) is 2.1% below its all-time high of $601.77, reached in August 2025. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +474.7%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- MA trades at 32.4x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
- Recent realized volatility sits near 17.6%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- Relative performance versus JPM, BAC, WFC matters here because leadership inside financial services rarely stays static for long.
Portfolio Use Case
- MA is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in MA.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for MA come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for MA. Last refresh: Oct 11, 2026, 11:25 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Mastercard Incorporated does
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable…
What analysts expect
MA carries a strong buy consensus from 37 analysts, with an average price target of $668.07 versus $589.14 today (+13.4%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
MA generated $35.08B in trailing revenue (14.1% year over year), with a 46.3% net margin, and $16.96B of free cash flow, against $13.03B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $32.79B | $25.54B | $19.51B | $14.97B | $16.54 | $16.43B |
| 2024 | $28.17B | $21.49B | $16.33B | $12.87B | $13.91 | $13.59B |
| 2023 | $25.10B | $19.08B | $14.63B | $11.20B | $11.86 | $10.89B |
| 2022 | $22.24B | $16.97B | $12.72B | $9.93B | $10.26 | $10.10B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
MA is in 8 of the 30 ETFs we track. It weighs most in XLF: 5.95% of the fund, holding #4 of 76.
Famous investors who hold it
MA is in the latest 13F of 3 of the 15 famous investors we follow. Bill Ackman (Pershing Square) holds the most of it: 5.61% of the portfolio, position #9 of 14, as of Q2 2026.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
MA beside the financial services names it is usually measured against.
What the chart is saying
In an uptrend, 2.0% under its 1-year high with no resistance above.
uptrend- Price is 3.0% above its 50-day average and 10.7% above its 200-day.
- The 50-day crossed above the 200-day on 2026-08-14 (a “golden cross”).
- RSI at 65 is neither stretched nor washed out.
- Nothing above has stopped it this year; the nearest floor is $584.12 (-0.9%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is MA a good investment in 2026?
Mastercard Incorporated trades at a P/E ratio of 32.4, with medium volatility (17.6% annualized). The stock is in a consolidation phase.
What is the risk level of MA?
Based on 30-day volatility of 17.6%, MA has MEDIUM risk. Beta of 0.76 indicates lower sensitivity to market movements than average.
Does MA pay dividends?
Yes, Mastercard Incorporated has a dividend yield of 0.59%.
How far is MA from its all-time high?
Mastercard Incorporated is 2.1% below its all-time high of $601.77, reached in August 2025. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +474.7%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold MA?
8 of the 30 popular ETFs we track hold Mastercard Incorporated. The largest weights: XLF (5.95%), VIG (2.03%), JEPI (1.77%), VUG (1.27%) and VOO (0.72%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is MA?
0.72%, as of August 31, 2026: MA is holding #18 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $7.18 in Mastercard Incorporated.
Which famous investors own MA?
Bill Ackman (5.61% of Pershing Square's 13F), Terry Smith (4.69% of Fundsmith's 13F) and George Soros (0.19% of Soros Fund Management's 13F), according to their latest Form 13F filings with the SEC (Q2 2026). A 13F lists US long positions 45 days after the quarter ends, so it can be out of date.
What is the analyst price target for MA?
The average analyst price target for Mastercard Incorporated (MA) is $668.07 based on 37 analyst estimates, about 13.4% above the current price of $589.14. The published range runs from $550.00 to $740.00.
How much revenue does MA generate?
Mastercard Incorporated reported $35.08B in trailing twelve-month revenue. Revenue growth is running at 14.1% year over year. Net margin sits at 46.3%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare MA with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.