Key facts, as of
As of October 12, 2026, Bank of America (BAC) trades at $54.32, up 9.1% over the past year. Its 52-week range runs from $46.12 to $65.23; the price is 16.7% below that high. It is 16.7% below its all-time high of $65.23, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +334.8%, against +312.9% for the S&P 500 (SPY). It sits 1.7% below its 200-day average of $55.28, the usual sign of a long-term downtrend. Its 30-day volatility is 24.3% annualized, which we rate medium risk. It has a trailing P/E of 12.5 and a dividend yield of 2.36%.
Cite: Portfolio Terminal, "Bank of America (BAC) stock analysis", 2026-10-12. https://portfolio-terminal.com/analyse/bac
Where it trades today
trading 43% of the way up its 52-week range
How the price has moved
How far it is from its record
Bank of America (BAC) is 16.7% below its all-time high of $65.23, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +334.8%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- BAC is valued near its sector range at 12.5x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
- BAC carries a beta of 1.21, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- BAC remains in a bearish short-term trend and sits 16.7% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- BAC is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- This name works better as a satellite or higher-conviction growth position because it can amplify market swings in both directions.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in BAC.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.
Methodology
- Price, market cap, beta, yield, and liquidity fields for BAC come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, WFC, GS.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for BAC. Last refresh: Oct 12, 2026, 12:01 AM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, WFC, GS.
What Bank of America does
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans. The GWIM segment provides investment management,…
Employees
211,000
Industry
Banks - Diversified
Headquarters
Charlotte, United States
What analysts expect
BAC carries a buy consensus from 22 analysts, with an average price target of $66.59 versus $54.32 today (+22.6%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
BAC generated $113.93B in trailing revenue (16.8% year over year), with a 29.5% net margin, supported by $79.16B of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $113.10B | — | — | $30.51B | $3.86 | $12.61B |
| 2024 | $105.86B | — | — | $26.97B | $3.25 | -$8.80B |
| 2023 | $102.77B | — | — | $26.30B | $3.10 | $44.98B |
| 2022 | $94.95B | — | — | $27.53B | $3.21 | -$6.33B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
BAC is in 9 of the 30 ETFs we track. It weighs most in XLF: 4.74% of the fund, holding #5 of 76.
Famous investors who hold it
BAC is in the latest 13F of 2 of the 15 famous investors we follow. Warren Buffett (Berkshire Hathaway) holds the most of it: 9.20% of the portfolio, position #5 of 26, as of Q2 2026.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
BAC beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 9.6% below its 50-day average and 1.7% below its 200-day.
- The 50-day crossed above the 200-day on 2026-06-10 (a “golden cross”).
- RSI at 32 is neither stretched nor washed out.
- The nearest ceiling is $57.09 (+5.1%), the nearest floor $51.70 (-4.8%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is BAC a good investment in 2026?
Bank of America trades at a P/E ratio of 12.5, with medium volatility (24.3% annualized). Recent trend shows weakness.
What is the risk level of BAC?
Based on 30-day volatility of 24.3%, BAC has MEDIUM risk. Beta of 1.21 indicates higher sensitivity to market movements than average.
Does BAC pay dividends?
Yes, Bank of America has a dividend yield of 2.36%.
How far is BAC from its all-time high?
Bank of America is 16.7% below its all-time high of $65.23, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +334.8%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold BAC?
9 of the 30 popular ETFs we track hold Bank of America. The largest weights: XLF (4.74%), VIG (1.72%), VYM (1.65%), VTV (1.44%) and VOO (0.61%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is BAC?
0.61%, as of August 31, 2026: BAC is holding #25 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $6.11 in Bank of America.
Which famous investors own BAC?
Warren Buffett (9.20% of Berkshire Hathaway's 13F) and Ray Dalio (0.24% of Bridgewater Associates's 13F), according to their latest Form 13F filings with the SEC (Q2 2026). A 13F lists US long positions 45 days after the quarter ends, so it can be out of date.
Does Warren Buffett own BAC?
Yes. Berkshire Hathaway's 13F for Q2 2026, filed August 14, 2026, lists Bank of America at 9.20% of the reported portfolio, position #5 of 26.
What is the analyst price target for BAC?
The average analyst price target for Bank of America (BAC) is $66.59 based on 22 analyst estimates, about 22.6% above the current price of $54.32. The published range runs from $60.00 to $75.00.
How much revenue does BAC generate?
Bank of America reported $113.93B in trailing twelve-month revenue. Revenue growth is running at 16.8% year over year. Net margin sits at 29.5%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare BAC with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.