Key facts, as of
As of November 6, 2026, U.S. Bancorp (USB) trades at $59.45, up 26.9% over the past year. Its 52-week range runs from $45.02 to $66.08; the price is 10.0% below that high. It is 10.0% below its all-time high of $66.08, reached in August 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +92.4%, against +316.3% for the S&P 500 (SPY). It sits 2.2% above its 200-day average of $58.18. Its 30-day volatility is 22.0% annualized, which we rate medium risk. It has a trailing P/E of 11.6 and a dividend yield of 3.63%. U.S. Bancorp (USB) has confirmed its next earnings report for January 19, 2027, before the market opens (date from Yahoo Finance, listed on our January 2027 earnings calendar).
Cite: Portfolio Terminal, "U.S. Bancorp (USB) stock analysis", 2026-11-06. https://portfolio-terminal.com/analyse/usb
Where it trades today
trading 69% of the way up its 52-week range
How the price has moved
How far it is from its record
U.S. Bancorp (USB) is 10.0% below its all-time high of $66.08, reached in August 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +92.4%, against +316.3% for the S&P 500 (SPY).
The read, from its own figures
What its numbers say
- USB closes below its 50-day average ($59.64) while the 50-day is still above the 200-day ($58.18): a pullback inside a longer rise, not yet a downtrend.
- At $59.45, USB is 10.0% below its 1-year high of $66.08, set on August 17, 2026, and 32.1% above its 1-year low of $45.02 (November 18, 2025).
- Over the past month USB rose 4.2%, from $57.03 to $59.45.
- USB trades at 11.6x its last twelve months of earnings and 10.1x the next twelve months' estimate, so analysts expect earnings 14.0% higher.
- Its P/E is in line with the 12.0x median of the 3 other banks—regional companies we track (PNC, FITB, MTB).
- USB's 30-day volatility, 22.0% a year, works out to a typical daily move of about 1.4%.
- Yahoo Finance puts its beta at 1.03: over five years of monthly returns, USB moved about 1.03% for each 1% move of the S&P 500.
What would change the read
- A close back above the 50-day average, $59.64 (+0.3%), restores the uptrend; the 50-day falling 2.5% under the 200-day at $58.18 would make it a downtrend.
- A close above $66.08 (+11.2%) would be a new 1-year high; below $45.02 (−24.3%), a new 1-year low.
How it is computed
- Prices are Yahoo Finance's daily candles for USB, the same ones the chart below draws; the P/E, forward P/E and beta are Yahoo Finance quote fields.
- The averages are simple means of the last 50 and 200 closes; the 1-year high and low are the highest high and lowest low of the last 252 sessions; the 30-day volatility is the standard deviation of the past month's daily returns, annualized with the square root of 252.
- Peers are the other companies Yahoo Finance files under banks—regional among the assets we track, not a full industry screen; the median counts those with a positive P/E.
- Every sentence here is written by code from those figures, refreshed daily; nobody edits it for USB by hand. It describes what the price and the multiples have done, not what they will do, and it is not advice.
Sources
- Yahoo Finance quote and daily historyopen →
The candles, the averages' inputs and the quote fields used for USB. Last refresh: Nov 8, 2026, 10:53 PM UTC.
- How Portfolio Terminal computes its figuresopen →
The methodology page behind the analytics and their refresh cadence.
- Industry classification
Yahoo Finance's industry, as stored in our list of tracked assets: Banks—Regional.
What U.S. Bancorp does
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other…
What analysts expect
USB carries a buy consensus from 22 analysts, with an average price target of $68.80 versus $59.45 today (+15.7%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
USB generated $27.89B in trailing revenue (8.4% year over year), with a 30.0% net margin, against $23.71B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $28.54B | — | — | $7.57B | $4.62 | $7.97B |
| 2024 | $27.34B | — | — | $6.30B | $3.79 | $11.35B |
| 2023 | $28.01B | — | — | $5.43B | $3.27 | $8.39B |
| 2022 | $24.18B | — | — | $5.83B | $3.69 | $21.12B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
USB is in 16 of the 54 ETFs we track. It weighs most in XLF: 1.17% of the fund, holding #19 of 76.
How its figures compare with those peers
Companies in the same industry
USB beside the other companies Yahoo Finance files under banks—regional among the assets we track (PNC, FITB, MTB, largest first).
USByou are here$59.45$92.64B
PNCPNC Financial Services$225.38$89.43B
FITBFifth Third Bancorp$53.04$47.93B
MTBM&T Bank Corporation$217.75$31.23BWhat the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 0.3% below its 50-day average and 2.2% above its 200-day.
- RSI at 50 is neither stretched nor washed out.
- The nearest ceiling is $61.15 (+2.9%), the nearest floor $55.57 (-6.5%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
How is USB valued right now?
U.S. Bancorp trades at 11.6 times its last twelve months of earnings and 10.1 times the next twelve months' estimate (Yahoo Finance, November 6, 2026). On the chart: slipped under its 50-day average inside a longer uptrend. Price is 0.3% below its 50-day average and 2.2% above its 200-day.
What is the risk level of USB?
Based on 30-day volatility of 22.0%, USB has MEDIUM risk. Its beta of 1.03 means it has swung more than the S&P 500 over the last five years.
Does USB pay dividends?
Yes, U.S. Bancorp has a dividend yield of 3.63%.
How far is USB from its all-time high?
U.S. Bancorp is 10.0% below its all-time high of $66.08, reached in August 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +92.4%, against +316.3% for the S&P 500 (SPY).
When does U.S. Bancorp report earnings?
U.S. Bancorp (USB) reports its next quarterly earnings on Tuesday, January 19, 2027, before the market opens. The company has confirmed the date; it comes from Yahoo Finance's earnings data and is listed on the Portfolio Terminal January 2027 earnings calendar. For that quarter, the analysts' consensus Yahoo Finance reports is earnings of $1.40 per share.
Which ETFs hold USB?
16 of the 54 popular ETFs we track hold U.S. Bancorp. The largest weights: XLF (1.17%), JEPI (0.46%), VYM (0.38%), VTV (0.34%) and RSP (0.19%). Measured on each issuer's full holdings file, dated September 30 to October 18, 2026.
How much of VOO is USB?
0.14%, as of September 30, 2026: USB is holding #124 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $1.37 in U.S. Bancorp.
What is the analyst price target for USB?
The average analyst price target for U.S. Bancorp (USB) is $68.80 based on 22 analyst estimates, about 15.7% above the current price of $59.45. The published range runs from $65.00 to $75.00.
How much revenue does USB generate?
U.S. Bancorp reported $27.89B in trailing twelve-month revenue. Revenue growth is running at 8.4% year over year. Net margin sits at 30.0%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare USB with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.