WFCfinancial servicesnyseupdated 11:25:09 PM

Wells Fargo & Company logoWells Fargo & Company

Wells Fargo & Company (WFC) is a financial services company operating in banks—diversified. Rate cycles, credit quality, and capital returns usually drive relative performance. Follow price action, market risk, and comparative valuation signals to support portfolio decisions.

Price

$83.55

+1.85% today

Risk

Medium

24.8% vol · 30d

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Key facts, as of

As of October 11, 2026, Wells Fargo & Company (WFC) trades at $83.55, up 4.6% over the past year. Its 52-week range runs from $72.78 to $97.76; the price is 14.5% below that high. It is 14.5% below its all-time high of $97.76, reached in January 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +138.1%, against +312.9% for the S&P 500 (SPY). It sits 1.1% below its 200-day average of $84.47, the usual sign of a long-term downtrend. Its 30-day volatility is 24.8% annualized, which we rate medium risk. It has a trailing P/E of 11.9 and a dividend yield of 2.39%.

Cite: Portfolio Terminal, "Wells Fargo & Company (WFC) stock analysis", 2026-10-11. https://portfolio-terminal.com/analyse/wfc

01Market

Where it trades today

Market cap

$252.66B

Price / earnings

11.9x

Beta

0.95

swings less than the market

Dividend yield

2.39%

Volume

22.32M

avg 14.44M

50-day average

$85.75

200-day average

$84.47

30-day trend

bearish

52-week range14.5% below the high
low $72.78$83.55high $97.76

trading 43% of the way up its 52-week range

02Price

How the price has moved

30-day price-6.60%
30 days ago$89.45 → $83.55today
1-year performance+0.3%
$77$85$93OctNovDecJanFebMarAprMayJunJulAugSep
WFC · 52 weeks$83.28 → $83.55
03History

How far it is from its record

All-time high

$97.76

Jan 2026, intraday

From the high

−14.5%

+17.0% to regain it

History from

Jan 1985

monthly, Yahoo Finance

10 years

+138.1%

SPY +312.9%

Wells Fargo & Company (WFC) is 14.5% below its all-time high of $97.76, reached in January 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +138.1%, against +312.9% for the S&P 500 (SPY).

WFC since Jan 1985−14.5% from the high
$25$50$83.55$97.76 · Jan 20261990200020102020
Month-end closes, split-adjusted · dashed: today
04Decision

What to weigh before acting

decision support3 sources

What Matters Now

  • Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
  • WFC is valued near its sector range at 11.9x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
  • WFC carries a beta of 0.95, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
  • WFC remains in a bearish short-term trend and sits 14.5% below its high, which raises the bar for any thesis that depends on fast multiple expansion.

Portfolio Use Case

  • WFC is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
  • The risk profile looks balanced enough for a diversified core-plus portfolio, provided the position size reflects sector concentration.
  • The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.

What Would Change the View

  • A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
  • Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.
  • The view would need revisiting if peers such as JPM, BAC, GS start winning the marginal flow or posting cleaner operating momentum.

Methodology

  • Price, market cap, beta, yield, and liquidity fields for WFC come from Yahoo Finance quote and summary data.
  • 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
  • Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
  • Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, GS.

Sources

  • Yahoo Finance quote dataopen →

    Live quote, valuation, beta, yield, and volume fields used for WFC. Last refresh: Oct 11, 2026, 11:25 PM.

  • Portfolio Terminal methodologyopen →

    Explains how analytics, refresh cadence, and portfolio interpretation work across the product.

  • Peer set and coverage context

    Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, GS.

Editorial note · Written by Portfolio Terminal Research. Template updated 3/24/2026, market data refreshed 10/11/2026, 11:25:09 PM. Built for research and portfolio monitoring, not personalized investment advice.
05About

What Wells Fargo & Company does

profile

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and…

Employees

197,466

Industry

Banks - Diversified

Headquarters

San Francisco, United States

06Analyst Consensus

What analysts expect

WFC carries a buy consensus from 24 analysts, with an average price target of $98.73 versus $83.55 today (+18.2%). Targets are estimates and can move quickly after earnings.

Consensus

Buy

Average target

$98.73

$90.00 to $115.00

Upside to target

+18.2%

Analysts covering

24

Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.

07Financial Strength

How the business is doing

WFC generated $83.03B in trailing revenue (9.5% year over year), with a 27.2% net margin, supported by $17.94B of net cash.

Revenue (TTM)

$83.03B

Net margin

27.2%

Revenue growth

9.5%

Free cash flow

N/A

Gross margin

0.0%

Operating margin

37.4%

Return on equity

12.6%

Total cash

$496.41B

Total debt

$478.47B

Earnings growth

25.0%

08Annual Financials

The numbers, year by year

annual financials4 years
Fiscal yearRevenueGross profitOperating incomeNet incomeEPSFree cash flow
2025$83.70B——$21.34B$6.34-$19.00B
2024$82.30B——$19.72B$5.43$3.04B
2023$82.60B——$19.14B$4.88$40.36B
2022$74.37B——$13.68B$3.17$27.05B
Company filings via Yahoo Finance. Refreshed 10/11/2026.
09Next Earnings

When it reports next

Next report

Oct 13, 2026

EPS estimate

$1.83

Revenue estimate

$22.32B

Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.

10ETFs

Which ETFs hold it

WFC is in 7 of the 30 ETFs we track. It weighs most in XLF: 3.23% of the fund, holding #7 of 76.

etfs holding it7 of 30 funds
XLF3.23%#7 of 76VYM1.06%#18 of 603VTV0.96%#20 of 306VOO0.40%#41 of 505SPY0.37%#45 of 504IVV0.37%#45 of 503VTI0.36%#41 of 3,503
11Investors

Famous investors who hold it

WFC is in the latest 13F of 1 of the 15 famous investors we follow. Ray Dalio (Bridgewater Associates) holds the most of it: 0.39% of the portfolio, position #42 of 992, as of Q2 2026.

famous investors1 of 15 13F filers
Ray DalioBridgewater Associates · Q2 20260.39%#42 of 992
SEC Form 13F, Q2 2026, filed August 14, 2026. Long US positions only, 45 days after the quarter; shares, not options.Every investor we follow →
12Sector

How it sits in financial services

Sector covering banks, insurance, asset management, and fintech companies.

versus the sectorWFC vs average
metricWFCsectorverdict
price / earnings11.9x12.5x↓ 5%
beta0.951.10less volatile
dividend yield2.39%2.50%below average
30-day volatility24.8%24%higher risk
13Peers

The companies it competes with

WFC beside the financial services names it is usually measured against.

competitors4 companies
companypricemarket cap
Wells Fargo & Company logoWFC$83.55$252.66B
JPMorgan Chase & Co. logoJPM$332.99$885.15BBank of America logoBAC$54.32$379.85BGoldman Sachs logoGS$895.32$260.69B
Any row opens that company's own analysis.
14Technicals

What the chart is saying

Slipped under its 50-day average inside a longer uptrend.

weakening
wfc · daily
50-day 85.75200-day 84.47resistancesupport
75.0080.0085.007030RSI 14 · 50volR 89.33R 86.8983.55MayJunJulAugSepOct
Daily candles · WFCLevels are zones where the price turned at least twice in the last year. Last close $83.55 on 2026-10-09.

RSI (14)

50

neutral zone

vs 50-day

−2.6%

avg $85.75

vs 200-day

−1.1%

avg $84.47

From 1-year high

−14.5%

high $97.76 · 2026-01-05

levels and the read26% annualized vol · 30d
resistance$89.33turned here 5×+6.9%
resistance$86.89turned here 2×+4.0%
  • Price is 2.6% below its 50-day average and 1.1% below its 200-day.
  • The 50-day crossed above the 200-day on 2026-08-11 (a “golden cross”).
  • RSI at 50 is neither stretched nor washed out.
  • The nearest ceiling is $86.89 (+4.0%).

A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.

15Questions

Questions people ask about it

questions9 answered

Is WFC a good investment in 2026?

Wells Fargo & Company trades at a P/E ratio of 11.9, with medium volatility (24.8% annualized). Recent trend shows weakness.

What is the risk level of WFC?

Based on 30-day volatility of 24.8%, WFC has MEDIUM risk. Beta of 0.95 indicates lower sensitivity to market movements than average.

Does WFC pay dividends?

Yes, Wells Fargo & Company has a dividend yield of 2.39%.

How far is WFC from its all-time high?

Wells Fargo & Company is 14.5% below its all-time high of $97.76, reached in January 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +138.1%, against +312.9% for the S&P 500 (SPY).

Which ETFs hold WFC?

7 of the 30 popular ETFs we track hold Wells Fargo & Company. The largest weights: XLF (3.23%), VYM (1.06%), VTV (0.96%), VOO (0.40%) and SPY (0.37%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.

How much of VOO is WFC?

0.40%, as of August 31, 2026: WFC is holding #41 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $3.99 in Wells Fargo & Company.

Which famous investors own WFC?

Ray Dalio (0.39% of Bridgewater Associates's 13F), according to their latest Form 13F filings with the SEC (Q2 2026). A 13F lists US long positions 45 days after the quarter ends, so it can be out of date.

What is the analyst price target for WFC?

The average analyst price target for Wells Fargo & Company (WFC) is $98.73 based on 24 analyst estimates, about 18.2% above the current price of $83.55. The published range runs from $90.00 to $115.00.

How much revenue does WFC generate?

Wells Fargo & Company reported $83.03B in trailing twelve-month revenue. Revenue growth is running at 9.5% year over year. Net margin sits at 27.2%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.

Compare WFC with anything

Five years side by side: what $10,000 became, how far each fell, whether they move together.

Wells Fargo & Company logo