Key facts, as of
As of October 8, 2026, Citigroup Inc. (C) trades at $127.32, up 30.2% over the past year. Its 52-week range runs from $93.66 to $147.96; the price is 13.9% below that high. It is 78.5% below its all-time high of $591.25, reached in August 2000. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +270.4%, against +312.9% for the S&P 500 (SPY). It sits 1.0% above its 200-day average of $126.11, the usual sign of a long-term uptrend. Its 30-day volatility is 19.9% annualized, which we rate medium risk. It has a trailing P/E of 13.7 and a dividend yield of 2.10%.
Cite: Portfolio Terminal, "Citigroup Inc. (C) stock analysis", 2026-10-08. https://portfolio-terminal.com/analyse/c
Where it trades today
trading 62% of the way up its 52-week range
How the price has moved
How far it is from its record
Citigroup Inc. (C) is 78.5% below its all-time high of $591.25, reached in August 2000. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +270.4%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- C is valued near its sector range at 13.7x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
- Recent realized volatility sits near 19.9%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- C remains in a bearish short-term trend and sits 13.9% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- C is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The risk profile looks balanced enough for a diversified core-plus portfolio, provided the position size reflects sector concentration.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in C.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for C come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for C. Last refresh: Oct 8, 2026, 10:10 AM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Citigroup Inc. does
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and…
What analysts expect
C carries a buy consensus from 20 analysts, with an average price target of $152.75 versus $127.32 today (+20.0%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
C generated $81.71B in trailing revenue (15.5% year over year), with a 21.8% net margin, supported by $214.10B of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $85.21B | — | — | $14.31B | $7.11 | -$74.15B |
| 2024 | $80.67B | — | — | $12.68B | $6.03 | -$26.17B |
| 2023 | $78.09B | — | — | $9.23B | $4.07 | -$80.00B |
| 2022 | $74.48B | — | — | $14.85B | $7.04 | $19.44B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
C is in 8 of the 30 ETFs we track. It weighs most in XLF: 2.88% of the fund, holding #9 of 76.
Famous investors who hold it
C is in the latest 13F of 1 of the 15 famous investors we follow. Ray Dalio (Bridgewater Associates) holds the most of it: 0.30% of the portfolio, position #53 of 992, as of Q2 2026.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
C beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 4.7% below its 50-day average and 1.0% above its 200-day.
- RSI at 37 is neither stretched nor washed out.
- The nearest ceiling is $130.52 (+2.5%), the nearest floor $124.19 (-2.5%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is C a good investment in 2026?
Citigroup Inc. trades at a P/E ratio of 13.7, with medium volatility (19.9% annualized). Recent trend shows weakness.
What is the risk level of C?
Based on 30-day volatility of 19.9%, C has MEDIUM risk. Beta of 1.11 indicates higher sensitivity to market movements than average.
Does C pay dividends?
Yes, Citigroup Inc. has a dividend yield of 2.10%.
How far is C from its all-time high?
Citigroup Inc. is 78.5% below its all-time high of $591.25, reached in August 2000. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +270.4%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold C?
8 of the 30 popular ETFs we track hold Citigroup Inc.. The largest weights: XLF (2.88%), JEPI (1.20%), VYM (0.90%), VTV (0.82%) and VOO (0.34%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is C?
0.34%, as of August 31, 2026: C is holding #52 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $3.39 in Citigroup Inc..
Which famous investors own C?
Ray Dalio (0.30% of Bridgewater Associates's 13F), according to their latest Form 13F filings with the SEC (Q2 2026). A 13F lists US long positions 45 days after the quarter ends, so it can be out of date.
What is the analyst price target for C?
The average analyst price target for Citigroup Inc. (C) is $152.75 based on 20 analyst estimates, about 20.0% above the current price of $127.32. The published range runs from $130.00 to $170.00.
How much revenue does C generate?
Citigroup Inc. reported $81.71B in trailing twelve-month revenue. Revenue growth is running at 15.5% year over year. Net margin sits at 21.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare C with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.