Where it trades today
trading 65% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- MTB is valued near its sector range at 12.0x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
- MTB carries a beta of 0.56, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- MTB remains in a bearish short-term trend and sits 11.2% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- MTB is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for MTB come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for MTB. Last refresh: Sep 18, 2026, 10:56 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What M&T Bank Corporation does
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers. The company also provides…
What analysts expect
MTB carries a hold consensus from 18 analysts, with an average price target of $260.08 versus $227.31 today (+14.4%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
MTB generated $9.45B in trailing revenue (6.2% year over year), with a 32.1% net margin, against $1.01B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $9.63B | — | — | $2.85B | $17.10 | $2.86B |
| 2024 | $9.23B | — | — | $2.59B | $14.71 | $3.39B |
| 2023 | $9.40B | — | — | $2.74B | $15.85 | $3.65B |
| 2022 | $8.01B | — | — | $1.99B | $11.59 | $4.36B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
MTB beside the financial services names it is usually measured against.
What the chart is saying
M&T Bank Corporation trades at $227.31, 11.2% below its 52-week high. With a beta of 0.56, it shows less sensitivity to what the wider market does.
Questions people ask about it
Is MTB a good buy right now?
M&T Bank Corporation trades at 12.0x earnings. This is below market average, potentially undervalued. Current risk level is Medium based on 21.5% volatility.
Does MTB pay dividends?
Yes, M&T Bank Corporation offers a dividend yield of 2.65%. That is roughly $6.02 per share a year.
How volatile is MTB?
With 30-day annualized volatility of 21.5% and beta of 0.56, MTB is classified as Medium risk. The stock tends to be more stable than the market average.
What is the analyst price target for MTB?
The average analyst price target for M&T Bank Corporation (MTB) is $260.08 based on 18 analyst estimates, about 14.4% above the current price of $227.31. The published range runs from $224.00 to $304.00.
How much revenue does MTB generate?
M&T Bank Corporation reported $9.45B in trailing twelve-month revenue. Revenue growth is running at 6.2% year over year. Net margin sits at 32.1%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.