Where it trades today
trading 21% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- AXP trades at 18.9x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
- Recent realized volatility sits near 19.9%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- AXP remains in a bearish short-term trend and sits 19.6% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- AXP is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
- The risk profile looks balanced enough for a diversified core-plus portfolio, provided the position size reflects sector concentration.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in AXP.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for AXP come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for AXP. Last refresh: Sep 18, 2026, 10:56 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What American Express does
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also…
What analysts expect
AXP carries a buy consensus from 25 analysts, with an average price target of $375.96 versus $311.56 today (+20.7%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
AXP generated $70.91B in trailing revenue (12.8% year over year), with a 16.1% net margin, against $13.34B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $72.23B | — | — | $10.83B | $15.41 | $16.00B |
| 2024 | $65.95B | — | — | $10.13B | $14.04 | $12.14B |
| 2023 | $60.52B | — | — | $8.37B | $11.23 | $17.00B |
| 2022 | $52.86B | — | — | $7.51B | $9.86 | $19.22B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
AXP beside the financial services names it is usually measured against.
What the chart is saying
American Express trades at $311.56, 19.6% below its 52-week high. With a beta of 1.05, it shows about average sensitivity to what the wider market does.
Questions people ask about it
Is AXP a good buy right now?
American Express trades at 18.9x earnings. This is near market average. Current risk level is Medium based on 19.9% volatility.
Does AXP pay dividends?
Yes, American Express offers a dividend yield of 1.22%. That is roughly $3.80 per share a year.
How volatile is AXP?
With 30-day annualized volatility of 19.9% and beta of 1.05, AXP is classified as Medium risk. Expect larger swings than the broader market during volatile periods.
What is the analyst price target for AXP?
The average analyst price target for American Express (AXP) is $375.96 based on 25 analyst estimates, about 20.7% above the current price of $311.56. The published range runs from $315.00 to $450.00.
How much revenue does AXP generate?
American Express reported $70.91B in trailing twelve-month revenue. Revenue growth is running at 12.8% year over year. Net margin sits at 16.1%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.