Treasury yields today
US Treasury par yields on November 10, 2026: 3-month 4.30%, 2-year 4.73%, 5-year 4.81%, 10-year 4.98%, 30-year 5.35%. The 10-year was 0.25 points above the 2-year.
the curve today
- 4.30%+0.05 pts in a month3-month
- 4.73%−0.07 pts in a month2-year
- 4.81%−0.21 pts in a month5-year
- 4.98%−0.26 pts in a month10-year
- 5.35%−0.25 pts in a month30-year
what it is
What the US government pays to borrow, from three months to thirty years. Plotted side by side, the rates make the yield curve: it normally slopes up, because lenders ask more to lend for longer.
why it matters to your money
The short end is what cash and money-market funds pay; the long end sets mortgages and moves bond funds. When the 10-year falls below the 2-year, the curve is inverted: markets expect rates, and often the economy, to slow.
Treasury yields, day by day
The last 30 days the Treasury published, newest first. 10Y − 2Y is the gap in percentage points; below zero the curve is inverted.
| Date | 3M | 2Y | 5Y | 10Y | 30Y | 10Y − 2Y |
|---|---|---|---|---|---|---|
| 4.30% | 4.73% | 4.81% | 4.98% | 5.35% | +0.25 | |
| 4.24% | 4.56% | 4.67% | 4.88% | 5.26% | +0.32 | |
| 4.19% | 4.51% | 4.64% | 4.86% | 5.26% | +0.35 | |
| 4.17% | 4.46% | 4.59% | 4.84% | 5.25% | +0.38 | |
| 4.21% | 4.58% | 4.69% | 4.90% | 5.28% | +0.32 | |
| 4.21% | 4.61% | 4.74% | 4.95% | 5.32% | +0.34 | |
| 4.21% | 4.59% | 4.70% | 4.91% | 5.28% | +0.32 |
The 23 days before ↓Fewer days ↑
| Date | 3M | 2Y | 5Y | 10Y | 30Y | 10Y − 2Y |
|---|---|---|---|---|---|---|
| 4.16% | 4.56% | 4.71% | 4.94% | 5.31% | +0.38 | |
| 4.18% | 4.61% | 4.78% | 4.98% | 5.32% | +0.37 | |
| 4.18% | 4.67% | 4.85% | 5.05% | 5.37% | +0.38 | |
| 4.22% | 4.70% | 4.82% | 4.99% | 5.30% | +0.29 | |
| 4.22% | 4.68% | 4.84% | 5.00% | 5.31% | +0.32 | |
| 4.22% | 4.69% | 4.82% | 5.00% | 5.33% | +0.31 | |
| 4.22% | 4.65% | 4.78% | 4.96% | 5.29% | +0.31 | |
| 4.25% | 4.81% | 4.95% | 5.13% | 5.42% | +0.32 | |
| 4.26% | 4.79% | 4.94% | 5.12% | 5.42% | +0.33 | |
| 4.27% | 4.77% | 4.94% | 5.15% | 5.48% | +0.38 | |
| 4.26% | 4.74% | 4.89% | 5.09% | 5.43% | +0.35 | |
| 4.28% | 4.77% | 4.91% | 5.10% | 5.43% | +0.33 | |
| 4.28% | 4.82% | 5.00% | 5.19% | 5.52% | +0.37 | |
| 4.26% | 4.79% | 5.00% | 5.21% | 5.56% | +0.42 | |
| 4.25% | 4.80% | 5.02% | 5.24% | 5.60% | +0.44 | |
| 4.23% | 4.75% | 4.99% | 5.22% | 5.60% | +0.47 | |
| 4.22% | 4.77% | 5.03% | 5.28% | 5.67% | +0.51 | |
| 4.21% | 4.79% | 5.03% | 5.27% | 5.64% | +0.48 | |
| 4.22% | 4.84% | 5.06% | 5.31% | 5.66% | +0.47 | |
| 4.19% | 4.83% | 5.06% | 5.28% | 5.63% | +0.45 | |
| 4.17% | 4.78% | 5.01% | 5.24% | 5.61% | +0.46 | |
| 4.20% | 4.88% | 5.09% | 5.29% | 5.64% | +0.41 | |
| 4.25% | 4.89% | 5.06% | 5.26% | 5.59% | +0.37 |
> your portfolio
What do higher yields do to your portfolio?
Since 1963, stocks only lost ground in a yield spike when inflation ran at 3% or more. Read the study, then run your own holdings through the 2022 rate shock.
Treasury yields: what people ask
What were Treasury yields on November 10, 2026?
On Tuesday, November 10, 2026, US Treasury par yields were: 3-month 4.30%, 2-year 4.73%, 5-year 4.81%, 10-year 4.98%, 30-year 5.35%. The 10-year was 0.25 points above the 2-year.
What were Treasury yields on November 9, 2026?
On Monday, November 9, 2026, US Treasury par yields were: 3-month 4.24%, 2-year 4.56%, 5-year 4.67%, 10-year 4.88%, 30-year 5.26%. The 10-year was 0.32 points above the 2-year.
What were Treasury yields on November 6, 2026?
On Friday, November 6, 2026, US Treasury par yields were: 3-month 4.19%, 2-year 4.51%, 5-year 4.64%, 10-year 4.86%, 30-year 5.26%. The 10-year was 0.35 points above the 2-year.
What were Treasury yields on November 5, 2026?
On Thursday, November 5, 2026, US Treasury par yields were: 3-month 4.17%, 2-year 4.46%, 5-year 4.59%, 10-year 4.84%, 30-year 5.25%. The 10-year was 0.38 points above the 2-year.
What were Treasury yields on November 4, 2026?
On Wednesday, November 4, 2026, US Treasury par yields were: 3-month 4.21%, 2-year 4.58%, 5-year 4.69%, 10-year 4.90%, 30-year 5.28%. The 10-year was 0.32 points above the 2-year.
Is the Treasury yield curve inverted?
No. On November 10, 2026 the 10-year yield (4.98%) was 0.25 points above the 2-year (4.73%), the normal shape: lenders ask more to lend for longer.
How much have Treasury yields changed in a year?
The 10-year Treasury yield was 4.98% on November 10, 2026, against 4.13% on November 10, 2025: up 0.85 percentage points. The 2-year went from 3.58% to 4.73%.
each maturity, close by close
Source: US Treasury daily par yield curve, constant maturities, via FRED (DGS3MO, DGS2, DGS5, DGS10, DGS30). Published the business day after; refreshed every hour. Data as JSON: /markets/treasury-yields/data.json. Not investment advice.