TRVfinancial servicesnyseupdated 10:56:24 PM

TRTravelers Companies

Travelers Companies (TRV) is a financial services company operating in insurance—property & casualty. Rate cycles, credit quality, and capital returns usually drive relative performance. Follow price action, market risk, and comparative valuation signals to support portfolio decisions.

Price

$374.62

-1.28% today

Risk

Medium

16.3% vol · 30d

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01Market

Where it trades today

Market cap

$78.14B

Price / earnings

10.1x

Beta

0.45

swings less than the market

Dividend yield

1.32%

Volume

3.28M

avg 1.83M

50-day average

$369.19

200-day average

$315.76

30-day trend

neutral

52-week range6.0% below the high
low $252.26$374.62high $398.70

trading 84% of the way up its 52-week range

02Price

How the price has moved

30-day price+1.82%
30 days ago$367.93 → $374.62today
1-year performance+35.2%
$288$328$367SepOctNovDecJanFebMarAprMayJunJulAug
TRV · 52 weeks$277.00 → $374.62
03Decision

What to weigh before acting

decision support3 sources

What Matters Now

  • Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
  • TRV trades at 10.1x earnings versus 12.5x for the sector, which means the rerating case depends on proving the discount is too harsh.
  • Recent realized volatility sits near 16.3%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
  • Relative performance versus JPM, BAC, WFC matters here because leadership inside financial services rarely stays static for long.

Portfolio Use Case

  • TRV is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
  • The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
  • The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.

What Would Change the View

  • The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.

Methodology

  • Price, market cap, beta, yield, and liquidity fields for TRV come from Yahoo Finance quote and summary data.
  • 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
  • Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
  • Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.

Sources

  • Yahoo Finance quote dataopen →

    Live quote, valuation, beta, yield, and volume fields used for TRV. Last refresh: Sep 18, 2026, 10:56 PM.

  • Portfolio Terminal methodologyopen →

    Explains how analytics, refresh cadence, and portfolio interpretation work across the product.

  • Peer set and coverage context

    Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.

Editorial note · Written by Portfolio Terminal Research. Template updated 3/24/2026, market data refreshed 9/18/2026, 10:56:24 PM. Built for research and portfolio monitoring, not personalized investment advice.
04About

What Travelers Companies does

profile

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction,…

Employees

34,000

Industry

Insurance - Property & Casualty

Headquarters

New York, United States

05Analyst Consensus

What analysts expect

TRV carries a hold consensus from 24 analysts, with an average price target of $360.54 versus $374.62 today (-3.8%). Targets are estimates and can move quickly after earnings.

Consensus

Hold

Average target

$360.54

$262.00 to $430.00

Upside to target

-3.8%

Analysts covering

24

Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.

06Financial Strength

How the business is doing

TRV generated $48.98B in trailing revenue (0.3% year over year), with a 17.0% net margin, and $14.78B of free cash flow, against $4.01B of net debt.

Revenue (TTM)

$48.98B

Net margin

17.0%

Revenue growth

0.3%

Free cash flow

$14.78B

Gross margin

34.7%

Operating margin

23.7%

Return on equity

26.5%

Total cash

$5.06B

Total debt

$9.07B

Earnings growth

57.1%

07Annual Financials

The numbers, year by year

annual financials4 years
Fiscal yearRevenueGross profitOperating incomeNet incomeEPSFree cash flow
2025$48.83B$6.29B$27.83$10.61B
2024$46.43B$5.00B$21.76$9.07B
2023$41.37B$2.99B$12.93$7.71B
2022$36.90B$2.84B$11.91$6.46B
Company filings via Yahoo Finance. Refreshed 9/18/2026.
08Next Earnings

When it reports next

Next report

Oct 16, 2026

EPS estimate

$6.83

Revenue estimate

$11.02B

Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.

09Sector

How it sits in financial services

Sector covering banks, insurance, asset management, and fintech companies.

versus the sectorTRV vs average
metricTRVsectorverdict
price / earnings10.1x12.5x↓ 20%
beta0.451.10less volatile
dividend yield1.32%2.50%below average
30-day volatility16.3%24%lower risk
10Peers

The companies it competes with

TRV beside the financial services names it is usually measured against.

competitors4 companies
companypricemarket cap
TRTRV$374.62$78.14B
JPMorgan Chase & Co. logoJPM$349.67$929.49BBank of America logoBAC$57.73$403.69BWFWFC$86.12$260.43B
Any row opens that company's own analysis.
11Technicals

What the chart is saying

technicals30-day window

Travelers Companies trades at $374.62, 6.0% below its 52-week high. With a beta of 0.45, it shows less sensitivity to what the wider market does.

rsi (14)neutral
30-day trendneutral
volume3.3Mabove average
12Questions

Questions people ask about it

questions5 answered

Is TRV a good buy right now?

Travelers Companies trades at 10.1x earnings. This is below market average, potentially undervalued. Current risk level is Medium based on 16.3% volatility.

Does TRV pay dividends?

Yes, Travelers Companies offers a dividend yield of 1.32%. That is roughly $4.94 per share a year.

How volatile is TRV?

With 30-day annualized volatility of 16.3% and beta of 0.45, TRV is classified as Medium risk. The stock tends to be more stable than the market average.

What is the analyst price target for TRV?

The average analyst price target for Travelers Companies (TRV) is $360.54 based on 24 analyst estimates, about 3.8% below the current price of $374.62. The published range runs from $262.00 to $430.00.

How much revenue does TRV generate?

Travelers Companies reported $48.98B in trailing twelve-month revenue. Revenue growth is running at 0.3% year over year. Net margin sits at 17.0%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.