Where it trades today
trading 70% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- SCHW trades at 19.2x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
- SCHW carries a beta of 0.75, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- SCHW remains in a bearish short-term trend and sits 8.1% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- SCHW is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in SCHW.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for SCHW come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for SCHW. Last refresh: Sep 18, 2026, 10:56 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Charles Schwab does
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including money market funds, and certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund…
What analysts expect
SCHW carries a buy consensus from 20 analysts, with an average price target of $124.95 versus $105.25 today (+18.7%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
SCHW generated $26.03B in trailing revenue (20.9% year over year), with a 38.8% net margin, supported by $20.58B of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $23.92B | — | — | $8.85B | $4.67 | $8.76B |
| 2024 | $19.61B | — | — | $5.94B | $3.00 | $2.05B |
| 2023 | $18.84B | — | — | $5.07B | $2.55 | $18.89B |
| 2022 | $20.76B | — | — | $7.18B | $3.52 | $1.09B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
SCHW beside the financial services names it is usually measured against.
What the chart is saying
Charles Schwab trades at $105.25, 8.1% below its 52-week high. With a beta of 0.75, it shows less sensitivity to what the wider market does.
Questions people ask about it
Is SCHW a good buy right now?
Charles Schwab trades at 19.2x earnings. This is near market average. Current risk level is Medium based on 21.2% volatility.
Does SCHW pay dividends?
Yes, Charles Schwab offers a dividend yield of 1.22%. That is roughly $1.28 per share a year.
How volatile is SCHW?
With 30-day annualized volatility of 21.2% and beta of 0.75, SCHW is classified as Medium risk. The stock tends to be more stable than the market average.
What is the analyst price target for SCHW?
The average analyst price target for Charles Schwab (SCHW) is $124.95 based on 20 analyst estimates, about 18.7% above the current price of $105.25. The published range runs from $91.00 to $145.00.
How much revenue does SCHW generate?
Charles Schwab reported $26.03B in trailing twelve-month revenue. Revenue growth is running at 20.9% year over year. Net margin sits at 38.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.