Key facts, as of
As of October 8, 2026, Charles Schwab (SCHW) trades at $95.58, up 1.7% over the past year. Its 52-week range runs from $83.96 to $114.53; the price is 16.5% below that high. It is 16.5% below its all-time high of $114.53, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +251.9%, against +312.9% for the S&P 500 (SPY). It sits 2.8% below its 200-day average of $98.34, the usual sign of a long-term downtrend. Its 30-day volatility is 25.3% annualized, which we rate medium risk. It has a trailing P/E of 17.4 and a dividend yield of 1.34%.
Cite: Portfolio Terminal, "Charles Schwab (SCHW) stock analysis", 2026-10-08. https://portfolio-terminal.com/analyse/schw
Where it trades today
trading 38% of the way up its 52-week range
How the price has moved
How far it is from its record
Charles Schwab (SCHW) is 16.5% below its all-time high of $114.53, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +251.9%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- SCHW trades at 17.4x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
- SCHW carries a beta of 0.78, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- SCHW remains in a bearish short-term trend and sits 16.5% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- SCHW is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in SCHW.
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.
Methodology
- Price, market cap, beta, yield, and liquidity fields for SCHW come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for SCHW. Last refresh: Oct 8, 2026, 10:10 AM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Charles Schwab does
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including money market funds, and certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund…
What analysts expect
SCHW carries a buy consensus from 21 analysts, with an average price target of $122.48 versus $95.58 today (+28.1%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
SCHW generated $26.03B in trailing revenue (20.9% year over year), with a 38.8% net margin, supported by $20.58B of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $23.92B | — | — | $8.85B | $4.67 | $8.76B |
| 2024 | $19.61B | — | — | $5.94B | $3.00 | $2.05B |
| 2023 | $18.84B | — | — | $5.07B | $2.55 | $18.89B |
| 2022 | $20.76B | — | — | $7.18B | $3.52 | $1.09B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
SCHW is in 6 of the 30 ETFs we track. It weighs most in XLF: 2.10% of the fund, holding #10 of 76.
Famous investors who hold it
SCHW is in the latest 13F of 1 of the 15 famous investors we follow. Renaissance Technologies (Founded by Jim Simons) holds the most of it: 0.24% of the portfolio, position #70 of 2,931, as of Q2 2026.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
SCHW beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 9.7% below its 50-day average and 2.8% below its 200-day.
- The 50-day crossed above the 200-day on 2026-08-04 (a “golden cross”).
- RSI at 30 is neither stretched nor washed out.
- The nearest ceiling is $97.50 (+2.0%), the nearest floor $92.82 (-2.9%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is SCHW a good investment in 2026?
Charles Schwab trades at a P/E ratio of 17.4, with medium volatility (25.3% annualized). Recent trend shows weakness.
What is the risk level of SCHW?
Based on 30-day volatility of 25.3%, SCHW has MEDIUM risk. Beta of 0.78 indicates lower sensitivity to market movements than average.
Does SCHW pay dividends?
Yes, Charles Schwab has a dividend yield of 1.34%.
How far is SCHW from its all-time high?
Charles Schwab is 16.5% below its all-time high of $114.53, reached in August 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +251.9%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold SCHW?
6 of the 30 popular ETFs we track hold Charles Schwab. The largest weights: XLF (2.10%), VTV (0.66%), VOO (0.27%), VTI (0.25%) and SPY (0.24%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is SCHW?
0.27%, as of August 31, 2026: SCHW is holding #67 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $2.71 in Charles Schwab.
Which famous investors own SCHW?
Renaissance Technologies (0.24% of Founded by Jim Simons's 13F), according to their latest Form 13F filings with the SEC (Q2 2026). A 13F lists US long positions 45 days after the quarter ends, so it can be out of date.
What is the analyst price target for SCHW?
The average analyst price target for Charles Schwab (SCHW) is $122.48 based on 21 analyst estimates, about 28.1% above the current price of $95.58. The published range runs from $95.00 to $145.00.
How much revenue does SCHW generate?
Charles Schwab reported $26.03B in trailing twelve-month revenue. Revenue growth is running at 20.9% year over year. Net margin sits at 38.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare SCHW with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.