Key facts, as of
As of October 8, 2026, Regions Financial (RF) trades at $26.70, up 3.8% over the past year. Its 52-week range runs from $22.70 to $32.47; the price is 17.8% below that high. It is 31.8% below its all-time high of $39.15, reached in October 2006. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +292.7%, against +312.9% for the S&P 500 (SPY). It sits 6.9% below its 200-day average of $28.69, the usual sign of a long-term downtrend. Its 30-day volatility is 18.5% annualized, which we rate medium risk. It has a trailing P/E of 10.9 and a dividend yield of 4.10%.
Cite: Portfolio Terminal, "Regions Financial (RF) stock analysis", 2026-10-08. https://portfolio-terminal.com/analyse/rf
Where it trades today
trading 41% of the way up its 52-week range
How the price has moved
How far it is from its record
Regions Financial (RF) is 31.8% below its all-time high of $39.15, reached in October 2006. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +292.7%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- RF is valued near its sector range at 10.9x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
- Recent realized volatility sits near 18.5%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- RF remains in a bearish short-term trend and sits 17.8% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- RF is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The risk profile looks balanced enough for a diversified core-plus portfolio, provided the position size reflects sector concentration.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for RF come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for RF. Last refresh: Oct 8, 2026, 10:10 AM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Regions Financial does
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate…
What analysts expect
RF carries a hold consensus from 21 analysts, with an average price target of $31.84 versus $26.70 today (+19.3%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
RF generated $7.24B in trailing revenue (3.4% year over year), with a 30.8% net margin, against $4.48B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $7.53B | — | — | $2.16B | $2.31 | $2.15B |
| 2024 | $7.08B | — | — | $1.89B | $1.94 | $1.45B |
| 2023 | $7.58B | — | — | $2.07B | $2.11 | $2.15B |
| 2022 | $7.17B | — | — | $2.25B | $2.29 | $2.81B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
RF is in 8 of the 30 ETFs we track. It weighs most in SCHD: 0.59% of the fund, holding #37 of 100.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
RF beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 10.2% below its 50-day average and 6.9% below its 200-day.
- RSI at 25 is oversold: selling has been one-sided.
- The nearest ceiling is $26.97 (+1.0%), the nearest floor $26.22 (-1.8%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is RF a good investment in 2026?
Regions Financial trades at a P/E ratio of 10.9, with medium volatility (18.5% annualized). Recent trend shows weakness.
What is the risk level of RF?
Based on 30-day volatility of 18.5%, RF has MEDIUM risk. Beta of 1.06 indicates higher sensitivity to market movements than average.
Does RF pay dividends?
Yes, Regions Financial has a dividend yield of 4.10%.
How far is RF from its all-time high?
Regions Financial is 31.8% below its all-time high of $39.15, reached in October 2006. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +292.7%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold RF?
8 of the 30 popular ETFs we track hold Regions Financial. The largest weights: SCHD (0.59%), XLF (0.30%), VYM (0.10%), VTV (0.09%) and VOO (0.04%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is RF?
0.04%, as of August 31, 2026: RF is holding #344 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $0.39 in Regions Financial.
What is the analyst price target for RF?
The average analyst price target for Regions Financial (RF) is $31.84 based on 21 analyst estimates, about 19.3% above the current price of $26.70. The published range runs from $27.00 to $36.00.
How much revenue does RF generate?
Regions Financial reported $7.24B in trailing twelve-month revenue. Revenue growth is running at 3.4% year over year. Net margin sits at 30.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare RF with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.