Key facts, as of
As of November 6, 2026, PayPal Holdings (PYPL) trades at $59.24, down 10.6% over the past year. Its 52-week range runs from $38.46 to $67.99; the price is 12.9% below that high. It is 80.9% below its all-time high of $310.16, reached in July 2021. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +38.4%, against +316.3% for the S&P 500 (SPY). It sits 18.4% above its 200-day average of $50.04, and its 50-day average is above the 200-day too: an uptrend on both averages. Its 30-day volatility is 24.6% annualized, which we rate medium risk. It has a trailing P/E of 11.3 and a dividend yield of 0.95%.
Cite: Portfolio Terminal, "PayPal Holdings (PYPL) stock analysis", 2026-11-06. https://portfolio-terminal.com/analyse/pypl
Where it trades today
trading 70% of the way up its 52-week range
How the price has moved
How far it is from its record
PayPal Holdings (PYPL) is 80.9% below its all-time high of $310.16, reached in July 2021. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +38.4%, against +316.3% for the S&P 500 (SPY).
The read, from its own figures
What its numbers say
- PYPL closes above its 50-day average ($55.10), and the 50-day sits above the 200-day ($50.04): on both averages the chart reads as an uptrend.
- At $59.24, PYPL is 13.0% below its 1-year high of $68.07, set on November 6, 2025, and 54.0% above its 1-year low of $38.46 (February 12, 2026).
- Over the past month PYPL rose 7.7%, from $55.02 to $59.24.
- PYPL trades at 11.3x its last twelve months of earnings and 10.0x the next twelve months' estimate, so analysts expect earnings 12.6% higher.
- Its P/E is 66.9% below the 34.2x median of the 3 other credit services companies we track (V, MA, AXP).
- PYPL's 30-day volatility, 24.6% a year, works out to a typical daily move of about 1.5%.
- Yahoo Finance puts its beta at 1.32: over five years of monthly returns, PYPL moved about 1.32% for each 1% move of the S&P 500.
What would change the read
- A close under the 50-day average, $55.10 (−7.0% from the last close), would turn the read to a pullback; under the 200-day, $50.04 (−15.5%), the longer rise is in question.
- A close above $68.07 (+14.9%) would be a new 1-year high; below $38.46 (−35.1%), a new 1-year low.
How it is computed
- Prices are Yahoo Finance's daily candles for PYPL, the same ones the chart below draws; the P/E, forward P/E and beta are Yahoo Finance quote fields.
- The averages are simple means of the last 50 and 200 closes; the 1-year high and low are the highest high and lowest low of the last 252 sessions; the 30-day volatility is the standard deviation of the past month's daily returns, annualized with the square root of 252.
- Peers are the other companies Yahoo Finance files under credit services among the assets we track, not a full industry screen; the median counts those with a positive P/E.
- Every sentence here is written by code from those figures, refreshed daily; nobody edits it for PYPL by hand. It describes what the price and the multiples have done, not what they will do, and it is not advice.
Sources
- Yahoo Finance quote and daily historyopen →
The candles, the averages' inputs and the quote fields used for PYPL. Last refresh: Nov 8, 2026, 10:53 PM UTC.
- How Portfolio Terminal computes its figuresopen →
The methodology page behind the analytics and their refresh cadence.
- Industry classification
Yahoo Finance's industry, as stored in our list of tracked assets: Credit Services.
What PayPal Holdings does
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom,…
What analysts expect
PYPL carries a hold consensus from 33 analysts, with an average price target of $57.13 versus $59.24 today (-3.6%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
PYPL generated $34.29B in trailing revenue (2.0% year over year), with a 13.8% net margin, and $4.49B of free cash flow, against $3.97B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $33.17B | $15.46B | $6.40B | $5.23B | $5.46 | $5.56B |
| 2024 | $31.80B | $14.66B | $5.76B | $4.15B | $4.03 | $6.77B |
| 2023 | $29.77B | $13.70B | $4.94B | $4.25B | $3.85 | $4.22B |
| 2022 | $27.52B | $13.77B | $4.04B | $2.42B | $2.10 | $5.11B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
PYPL is in 19 of the 54 ETFs we track. It weighs most in XLF: 0.62% of the fund, holding #35 of 76.
How its figures compare with those peers
Companies in the same industry
PYPL beside the other companies Yahoo Finance files under credit services among the assets we track (V, MA, AXP, largest first).
PYPLyou are here$59.24$49.21B
VVisa Inc.$422.65$788.58B
MAMastercard Incorporated$652.70$568.62B
AXPAmerican Express$320.99$215.24BWhat the chart is saying
In an uptrend, pressing toward $62.77 resistance.
uptrend- Price is 7.5% above its 50-day average and 18.4% above its 200-day.
- The 50-day crossed above the 200-day on 2026-08-20 (a “golden cross”).
- RSI at 62 is neither stretched nor washed out.
- The nearest ceiling is $62.77 (+6.0%), the nearest floor $57.88 (-2.3%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
How is PYPL valued right now?
PayPal Holdings trades at 11.3 times its last twelve months of earnings and 10.0 times the next twelve months' estimate (Yahoo Finance, November 6, 2026). On the chart: in an uptrend, pressing toward $62.77 resistance. Price is 7.5% above its 50-day average and 18.4% above its 200-day.
What is the risk level of PYPL?
Based on 30-day volatility of 24.6%, PYPL has MEDIUM risk. Its beta of 1.32 means it has swung more than the S&P 500 over the last five years.
Does PYPL pay dividends?
Yes, PayPal Holdings has a dividend yield of 0.95%.
How far is PYPL from its all-time high?
PayPal Holdings is 80.9% below its all-time high of $310.16, reached in July 2021. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +38.4%, against +316.3% for the S&P 500 (SPY).
Which ETFs hold PYPL?
19 of the 54 popular ETFs we track hold PayPal Holdings. The largest weights: XLF (0.62%), VO (0.27%), RSP (0.22%), CNDX (0.21%) and QQQM (0.21%). Measured on each issuer's full holdings file, dated September 30 to October 18, 2026.
How much of VOO is PYPL?
0.06%, as of September 30, 2026: PYPL is holding #263 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $0.60 in PayPal Holdings.
What is the analyst price target for PYPL?
The average analyst price target for PayPal Holdings (PYPL) is $57.13 based on 33 analyst estimates, about 3.6% below the current price of $59.24. The published range runs from $36.00 to $80.00.
How much revenue does PYPL generate?
PayPal Holdings reported $34.29B in trailing twelve-month revenue. Revenue growth is running at 2.0% year over year. Net margin sits at 13.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare PYPL with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.