Key facts, as of
As of October 9, 2026, Cincinnati Financial (CINF) trades at $165.25, down 0.2% over the past year. Its 52-week range runs from $150.00 to $194.81; the price is 15.2% below that high. It is 15.2% below its all-time high of $194.81, reached in July 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +175.1%, against +312.9% for the S&P 500 (SPY). It sits 1.3% below its 200-day average of $167.38, the usual sign of a long-term downtrend. Its 30-day volatility is 14.8% annualized, which we rate low risk. It has a trailing P/E of 7.8 and a dividend yield of 2.28%.
Cite: Portfolio Terminal, "Cincinnati Financial (CINF) stock analysis", 2026-10-09. https://portfolio-terminal.com/analyse/cinf
Where it trades today
trading 34% of the way up its 52-week range
How the price has moved
How far it is from its record
Cincinnati Financial (CINF) is 15.2% below its all-time high of $194.81, reached in July 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +175.1%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- CINF trades at 7.8x earnings versus 12.5x for the sector, which means the rerating case depends on proving the discount is too harsh.
- Recent realized volatility sits near 14.8%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
- Relative performance versus JPM, BAC, WFC matters here because leadership inside financial services rarely stays static for long.
Portfolio Use Case
- CINF is more relevant for investors who want some income support alongside price appreciation, not just pure growth exposure.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for CINF come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for CINF. Last refresh: Oct 9, 2026, 12:51 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Cincinnati Financial does
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland…
Employees
5,705
Industry
Insurance - Property & Casualty
Headquarters
Fairfield, United States
What analysts expect
CINF carries a buy consensus from 6 analysts, with an average price target of $191.00 versus $165.25 today (+15.6%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
CINF generated $13.95B in trailing revenue (31.6% year over year), with a 23.8% net margin, and $2.98B of free cash flow, supported by $1.02B of net cash.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $12.63B | — | — | $2.39B | $15.32 | $3.09B |
| 2024 | $11.34B | — | — | $2.29B | $14.65 | $2.63B |
| 2023 | $10.01B | — | — | $1.84B | $11.74 | $2.03B |
| 2022 | $6.56B | — | — | -$487.00M | -$3.06 | $2.04B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
CINF is in 9 of the 30 ETFs we track. It weighs most in SCHD: 0.63% of the fund, holding #35 of 100.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
CINF beside the financial services names it is usually measured against.
What the chart is saying
Slipped under its 50-day average inside a longer uptrend.
weakening- Price is 2.6% below its 50-day average and 1.3% below its 200-day.
- RSI at 48 is neither stretched nor washed out.
- The nearest ceiling is $168.31 (+1.8%), the nearest floor $159.48 (-3.5%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is CINF a good investment in 2026?
Cincinnati Financial trades at a P/E ratio of 7.8, with low volatility (14.8% annualized). The stock is in a consolidation phase.
What is the risk level of CINF?
Based on 30-day volatility of 14.8%, CINF has LOW risk. Beta of 0.53 indicates lower sensitivity to market movements than average.
Does CINF pay dividends?
Yes, Cincinnati Financial has a dividend yield of 2.28%.
How far is CINF from its all-time high?
Cincinnati Financial is 15.2% below its all-time high of $194.81, reached in July 2026. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +175.1%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold CINF?
9 of the 30 popular ETFs we track hold Cincinnati Financial. The largest weights: SCHD (0.63%), XLF (0.32%), VIG (0.11%), VYM (0.10%) and VTV (0.10%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is CINF?
0.04%, as of August 31, 2026: CINF is holding #337 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $0.40 in Cincinnati Financial.
What is the analyst price target for CINF?
The average analyst price target for Cincinnati Financial (CINF) is $191.00 based on 6 analyst estimates, about 15.6% above the current price of $165.25. The published range runs from $177.00 to $200.00.
How much revenue does CINF generate?
Cincinnati Financial reported $13.95B in trailing twelve-month revenue. Revenue growth is running at 31.6% year over year. Net margin sits at 23.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare CINF with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.