BROfinancial servicesnyseupdated 10:56:53 PM

BRBrown & Brown

Brown & Brown (BRO) is a financial services company operating in insurance brokers. Rate cycles, credit quality, and capital returns usually drive relative performance. Follow price action, market risk, and comparative valuation signals to support portfolio decisions.

Price

$65.02

-0.15% today

Risk

High

30.3% vol · 30d

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01Market

Where it trades today

Market cap

$21.76B

Price / earnings

20.8x

Beta

0.58

swings less than the market

Dividend yield

1.01%

Volume

5.68M

avg 2.37M

50-day average

$69.99

200-day average

$68.92

30-day trend

bearish

52-week range32.7% below the high
low $53.81$65.02high $96.55

trading 26% of the way up its 52-week range

02Price

How the price has moved

30-day price-6.27%
30 days ago$69.37 → $65.02today
1-year performance-29.1%
$65$77$89SepOctNovDecJanFebMarAprMayJunJulAug
BRO · 52 weeks$91.73 → $65.02
03Decision

What to weigh before acting

decision support3 sources

What Matters Now

  • Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
  • BRO trades at 20.8x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
  • Recent realized volatility is running around 30.3%, above the sector norm of 24.0%, so position sizing matters more than usual.
  • BRO remains in a bearish short-term trend and sits 32.7% below its high, which raises the bar for any thesis that depends on fast multiple expansion.

Portfolio Use Case

  • BRO is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
  • The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
  • The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.

What Would Change the View

  • A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in BRO.
  • A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
  • Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.

Methodology

  • Price, market cap, beta, yield, and liquidity fields for BRO come from Yahoo Finance quote and summary data.
  • 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
  • Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
  • Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.

Sources

  • Yahoo Finance quote dataopen →

    Live quote, valuation, beta, yield, and volume fields used for BRO. Last refresh: Sep 18, 2026, 10:56 PM.

  • Portfolio Terminal methodologyopen →

    Explains how analytics, refresh cadence, and portfolio interpretation work across the product.

  • Peer set and coverage context

    Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.

Editorial note · Written by Portfolio Terminal Research. Template updated 3/24/2026, market data refreshed 9/18/2026, 10:56:53 PM. Built for research and portfolio monitoring, not personalized investment advice.
04About

What Brown & Brown does

profile

Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally. It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty insurance products, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control surveys and analysis, consulting, and claims processing services. This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses. It serves commercial, public and quasi-public entities, professionals, and individual…

Employees

22,888

Industry

Insurance Brokers

Headquarters

Daytona Beach, United States

05Analyst Consensus

What analysts expect

BRO carries a hold consensus from 16 analysts, with an average price target of $76.50 versus $65.02 today (+17.7%). Targets are estimates and can move quickly after earnings.

Consensus

Hold

Average target

$76.50

$60.00 to $90.00

Upside to target

+17.7%

Analysts covering

16

Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.

06Financial Strength

How the business is doing

BRO generated $6.66B in trailing revenue (32.4% year over year), with a 18.1% net margin, and $1.64B of free cash flow, against $7.15B of net debt.

Revenue (TTM)

$6.66B

Net margin

18.1%

Revenue growth

32.4%

Free cash flow

$1.64B

Gross margin

56.3%

Operating margin

41.8%

Return on equity

10.0%

Total cash

$918.00M

Total debt

$8.07B

Earnings growth

7.1%

07Annual Financials

The numbers, year by year

annual financials4 years
Fiscal yearRevenueGross profitOperating incomeNet incomeEPSFree cash flow
2025$5.76B$2.83B$1.50B$1.05B$3.37$1.38B
2024$4.71B$2.30B$1.37B$993.00M$3.48$1.09B
2023$4.20B$2.01B$1.16B$871.00M$3.07$941.00M
2022$3.56B$1.75B$963.00M$672.00M$2.38$829.00M
Company filings via Yahoo Finance. Refreshed 9/18/2026.
08Next Earnings

When it reports next

Next report

Oct 26, 2026

EPS estimate

$1.09

Revenue estimate

$1.76B

Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.

09Sector

How it sits in financial services

Sector covering banks, insurance, asset management, and fintech companies.

versus the sectorBRO vs average
metricBROsectorverdict
price / earnings20.8x12.5x↑ 66%
beta0.581.10less volatile
dividend yield1.01%2.50%below average
30-day volatility30.3%24%higher risk
10Peers

The companies it competes with

BRO beside the financial services names it is usually measured against.

competitors4 companies
companypricemarket cap
BRBRO$65.02$21.76B
JPMorgan Chase & Co. logoJPM$349.67$929.49BBank of America logoBAC$57.73$403.69BWFWFC$86.12$260.43B
Any row opens that company's own analysis.
11Technicals

What the chart is saying

technicals30-day window

Brown & Brown trades at $65.02, 32.7% below its 52-week high. With a beta of 0.58, it shows less sensitivity to what the wider market does.

rsi (14)oversold
30-day trendbearish
volume5.7Mabove average
12Questions

Questions people ask about it

questions5 answered

Is BRO a good buy right now?

Brown & Brown trades at 20.8x earnings. This is near market average. Current risk level is High based on 30.3% volatility.

Does BRO pay dividends?

Yes, Brown & Brown offers a dividend yield of 1.01%. That is roughly $0.66 per share a year.

How volatile is BRO?

With 30-day annualized volatility of 30.3% and beta of 0.58, BRO is classified as High risk. The stock tends to be more stable than the market average.

What is the analyst price target for BRO?

The average analyst price target for Brown & Brown (BRO) is $76.50 based on 16 analyst estimates, about 17.7% above the current price of $65.02. The published range runs from $60.00 to $90.00.

How much revenue does BRO generate?

Brown & Brown reported $6.66B in trailing twelve-month revenue. Revenue growth is running at 32.4% year over year. Net margin sits at 18.1%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.