Where it trades today
trading 40% of the way up its 52-week range
How the price has moved
What to weigh before acting
What Matters Now
- Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
- AJG trades at 39.6x earnings, well above the financial services average of 12.5x, so the market is already pricing in above-consensus execution.
- Recent realized volatility is running around 36.3%, above the sector norm of 24.0%, so position sizing matters more than usual.
- Relative performance versus JPM, BAC, WFC matters here because leadership inside financial services rarely stays static for long.
Portfolio Use Case
- AJG is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.
What Would Change the View
- A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in AJG.
- Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.
- The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for AJG come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for AJG. Last refresh: Sep 18, 2026, 10:56 PM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.
What Arthur J. Gallagher does
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment…
What analysts expect
AJG carries a buy consensus from 18 analysts, with an average price target of $291.28 versus $239.48 today (+21.6%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
AJG generated $15.11B in trailing revenue (30.9% year over year), with a 10.4% net margin, and $2.08B of free cash flow, against $12.72B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $13.94B | $5.94B | $2.56B | $1.49B | $5.83 | $1.78B |
| 2024 | $11.55B | $4.88B | $2.28B | $1.46B | $6.63 | $2.44B |
| 2023 | $10.07B | $4.25B | $1.86B | $970.00M | $4.51 | $1.84B |
| 2022 | $8.55B | $3.60B | $1.67B | $1.11B | $5.30 | $1.21B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
How it sits in financial services
Sector covering banks, insurance, asset management, and fintech companies.
The companies it competes with
AJG beside the financial services names it is usually measured against.
What the chart is saying
Arthur J. Gallagher trades at $239.48, 23.6% below its 52-week high. With a beta of 0.51, it shows less sensitivity to what the wider market does.
Questions people ask about it
Is AJG a good buy right now?
Arthur J. Gallagher trades at 39.6x earnings. This is above market average, reflecting growth expectations. Current risk level is High based on 36.3% volatility.
Does AJG pay dividends?
Yes, Arthur J. Gallagher offers a dividend yield of 1.16%. That is roughly $2.78 per share a year.
How volatile is AJG?
With 30-day annualized volatility of 36.3% and beta of 0.51, AJG is classified as High risk. The stock tends to be more stable than the market average.
What is the analyst price target for AJG?
The average analyst price target for Arthur J. Gallagher (AJG) is $291.28 based on 18 analyst estimates, about 21.6% above the current price of $239.48. The published range runs from $253.00 to $388.00.
How much revenue does AJG generate?
Arthur J. Gallagher reported $15.11B in trailing twelve-month revenue. Revenue growth is running at 30.9% year over year. Net margin sits at 10.4%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.