AIZfinancial servicesnyseupdated 10:57:03 PM

AIAssurant Inc.

Assurant Inc. (AIZ) is a financial services company operating in insurance—specialty. Rate cycles, credit quality, and capital returns usually drive relative performance. Use this profile to monitor momentum shifts, volatility regime, and valuation signals in one dashboard.

Price

$282.23

-0.56% today

Risk

Low

14.6% vol · 30d

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01Market

Where it trades today

Market cap

$13.92B

Price / earnings

13.5x

Beta

0.54

swings less than the market

Dividend yield

1.24%

Volume

728.9K

avg 356.9K

50-day average

$282.06

200-day average

$248.06

30-day trend

neutral

52-week range7.1% below the high
low $206.03$282.23high $303.94

trading 78% of the way up its 52-week range

02Price

How the price has moved

30-day price+0.77%
30 days ago$280.07 → $282.23today
1-year performance+34.7%
$225$251$278SepOctNovDecJanFebMarAprMayJunJulAug
AIZ · 52 weeks$209.60 → $282.23
03Decision

What to weigh before acting

decision support3 sources

What Matters Now

  • Credit quality, deposit stability, and how management navigates the rate cycle usually drive the next rerating.
  • AIZ is valued near its sector range at 13.5x earnings versus 12.5x for peers, so the next move likely needs a real earnings or guidance catalyst.
  • Recent realized volatility sits near 14.6%, below the sector norm of 24.0%, which supports a steadier role inside a diversified portfolio.
  • Relative performance versus JPM, BAC, WFC matters here because leadership inside financial services rarely stays static for long.

Portfolio Use Case

  • AIZ is more useful for investors comparing conviction names inside financial services than for someone looking for a passive “set and forget” holding.
  • The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
  • The stock becomes more useful when paired with an explicit catalyst watchlist, because sector sentiment can shift quickly around policy, rates, or pipeline news.

What Would Change the View

  • A reset in earnings expectations or a faster peer catch-up could compress the premium valuation currently embedded in AIZ.
  • The view would need revisiting if peers such as JPM, BAC, WFC start winning the marginal flow or posting cleaner operating momentum.

Methodology

  • Price, market cap, beta, yield, and liquidity fields for AIZ come from Yahoo Finance quote and summary data.
  • 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
  • Sector context uses stored benchmark averages for Financial Services so each page compares the ticker against a stable peer baseline rather than against the whole market.
  • Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as JPM, BAC, WFC.

Sources

  • Yahoo Finance quote dataopen →

    Live quote, valuation, beta, yield, and volume fields used for AIZ. Last refresh: Sep 18, 2026, 10:57 PM.

  • Portfolio Terminal methodologyopen →

    Explains how analytics, refresh cadence, and portfolio interpretation work across the product.

  • Peer set and coverage context

    Comparative context for this page is anchored around nearby tracked names such as JPM, BAC, WFC.

Editorial note · Written by Portfolio Terminal Research. Template updated 3/24/2026, market data refreshed 9/18/2026, 10:57:03 PM. Built for research and portfolio monitoring, not personalized investment advice.
04About

What Assurant Inc. does

profile

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment protection, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and other products; and voluntary manufactured housing, and condominium and…

Employees

14,800

Industry

Insurance - Property & Casualty

Headquarters

Atlanta, United States

05Analyst Consensus

What analysts expect

AIZ carries a strong buy consensus from 6 analysts, with an average price target of $330.00 versus $282.23 today (+16.9%). Targets are estimates and can move quickly after earnings.

Consensus

Strong Buy

Average target

$330.00

$320.00 to $355.00

Upside to target

+16.9%

Analysts covering

6

Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.

06Financial Strength

How the business is doing

AIZ generated $13.46B in trailing revenue (9.4% year over year), with a 7.9% net margin, and $2.15B of free cash flow, against $174.20M of net debt.

Revenue (TTM)

$13.46B

Net margin

7.9%

Revenue growth

9.4%

Free cash flow

$2.15B

Gross margin

13.3%

Operating margin

11.7%

Return on equity

18.3%

Total cash

$2.03B

Total debt

$2.21B

Earnings growth

30.5%

07Annual Financials

The numbers, year by year

annual financials4 years
Fiscal yearRevenueGross profitOperating incomeNet incomeEPSFree cash flow
2025$12.81B$872.70M$17.14$1.60B
2024$11.88B$760.20M$14.55$1.11B
2023$11.13B$642.50M$12.02$935.60M
2022$10.19B$276.60M$5.09$410.60M
Company filings via Yahoo Finance. Refreshed 9/18/2026.
08Next Earnings

When it reports next

Next report

Nov 3, 2026

EPS estimate

$4.52

Revenue estimate

$3.46B

Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.

09Sector

How it sits in financial services

Sector covering banks, insurance, asset management, and fintech companies.

versus the sectorAIZ vs average
metricAIZsectorverdict
price / earnings13.5x12.5x↑ 8%
beta0.541.10less volatile
dividend yield1.24%2.50%below average
30-day volatility14.6%24%lower risk
10Peers

The companies it competes with

AIZ beside the financial services names it is usually measured against.

competitors4 companies
companypricemarket cap
AIAIZ$282.23$13.92B
JPMorgan Chase & Co. logoJPM$349.67$929.49BBank of America logoBAC$57.73$403.69BWFWFC$86.12$260.43B
Any row opens that company's own analysis.
11Technicals

What the chart is saying

technicals30-day window

Assurant Inc. trades at $282.23, 7.1% below its 52-week high. With a beta of 0.54, it shows less sensitivity to what the wider market does.

rsi (14)neutral
30-day trendneutral
volume0.7Mabove average
12Questions

Questions people ask about it

questions5 answered

Is AIZ a good buy right now?

Assurant Inc. trades at 13.5x earnings. This is below market average, potentially undervalued. Current risk level is Low based on 14.6% volatility.

Does AIZ pay dividends?

Yes, Assurant Inc. offers a dividend yield of 1.24%. That is roughly $3.50 per share a year.

How volatile is AIZ?

With 30-day annualized volatility of 14.6% and beta of 0.54, AIZ is classified as Low risk. The stock tends to be more stable than the market average.

What is the analyst price target for AIZ?

The average analyst price target for Assurant Inc. (AIZ) is $330.00 based on 6 analyst estimates, about 16.9% above the current price of $282.23. The published range runs from $320.00 to $355.00.

How much revenue does AIZ generate?

Assurant Inc. reported $13.46B in trailing twelve-month revenue. Revenue growth is running at 9.4% year over year. Net margin sits at 7.9%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.