Key facts, as of
As of November 5, 2026, Aflac Incorporated (AFL) trades at $126.24, up 13.5% over the past year. Its 52-week range runs from $105.76 to $131.19; the price is 3.8% below that high. It is 3.8% below its all-time high of $131.19, reached in November 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +353.5%, against +316.3% for the S&P 500 (SPY). It sits 8.6% above its 200-day average of $116.19, and its 50-day average is above the 200-day too: an uptrend on both averages. Its 30-day volatility is 17.3% annualized, which we rate medium risk. It has a trailing P/E of 13.6 and a dividend yield of 1.95%.
Cite: Portfolio Terminal, "Aflac Incorporated (AFL) stock analysis", 2026-11-05. https://portfolio-terminal.com/analyse/afl
Where it trades today
trading 81% of the way up its 52-week range
How the price has moved
How far it is from its record
Aflac Incorporated (AFL) is 3.8% below its all-time high of $131.19, reached in November 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +353.5%, against +316.3% for the S&P 500 (SPY).
The read, from its own figures
What its numbers say
- AFL closes above its 50-day average ($117.36), and the 50-day sits above the 200-day ($116.19): on both averages the chart reads as an uptrend.
- At $126.24, AFL is 3.8% below its 1-year high of $131.19, set on November 5, 2026, and 19.4% above its 1-year low of $105.76 (March 24, 2026).
- Over the past month AFL rose 11.1%, from $113.63 to $126.24.
- AFL trades at 13.6x its last twelve months of earnings and 16.6x the next twelve months' estimate, so analysts expect earnings 18.1% lower.
- Its P/E is 8.8% below the 14.9x median of the 2 other insurance—life companies we track (MET, GL).
- AFL's 30-day volatility, 17.3% a year, works out to a typical daily move of about 1.1%.
- Yahoo Finance puts its beta at 0.55: over five years of monthly returns, AFL moved about 0.55% for each 1% move of the S&P 500.
What would change the read
- A close under the 50-day average, $117.36 (−7.0% from the last close), would turn the read to a pullback; under the 200-day, $116.19 (−8.0%), the longer rise is in question.
- A close above $131.19 (+3.9%) would be a new 1-year high; below $105.76 (−16.2%), a new 1-year low.
How it is computed
- Prices are Yahoo Finance's daily candles for AFL, the same ones the chart below draws; the P/E, forward P/E and beta are Yahoo Finance quote fields.
- The averages are simple means of the last 50 and 200 closes; the 1-year high and low are the highest high and lowest low of the last 252 sessions; the 30-day volatility is the standard deviation of the past month's daily returns, annualized with the square root of 252.
- Peers are the other companies Yahoo Finance files under insurance—life among the assets we track, not a full industry screen; the median counts those with a positive P/E.
- Every sentence here is written by code from those figures, refreshed daily; nobody edits it for AFL by hand. It describes what the price and the multiples have done, not what they will do, and it is not advice.
Sources
- Yahoo Finance quote and daily historyopen →
The candles, the averages' inputs and the quote fields used for AFL. Last refresh: Nov 6, 2026, 2:45 AM UTC.
- How Portfolio Terminal computes its figuresopen →
The methodology page behind the analytics and their refresh cadence.
- Industry classification
Yahoo Finance's industry, as stored in our list of tracked assets: Insurance—Life.
What Aflac Incorporated does
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as…
What analysts expect
AFL is tracked by 15 analysts, with an average price target of $117.33 versus $126.24 today (-7.1%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
AFL generated $18.07B in trailing revenue (-1.0% year over year), with a 26.9% net margin, and $5.15B of free cash flow, against $7.24B of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2025 | $17.36B | — | — | $3.65B | $6.84 | $2.56B |
| 2024 | $19.13B | — | — | $5.44B | $9.68 | $2.71B |
| 2023 | $18.84B | — | — | $4.66B | $7.81 | $3.19B |
| 2022 | $19.15B | — | — | $4.42B | $6.96 | $3.88B |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
AFL is in 17 of the 54 ETFs we track. It weighs most in XLF: 0.68% of the fund, holding #33 of 76.
Famous investors who hold it
AFL is in the latest 13F of 1 of the 15 famous investors we follow. Renaissance Technologies (Founded by Jim Simons) holds the most of it: 0.10% of the portfolio, position #235 of 2,931, as of Q2 2026.
How its figures compare with those peers
Companies in the same industry
AFL beside the other companies Yahoo Finance files under insurance—life among the assets we track (MET, GL, largest first).
AFLyou are here$126.24$63.29B
METMetLife Inc.$99.75$63.39B
GLGlobe Life Inc.$159.21$12.24BWhat the chart is saying
In an uptrend, 3.8% under its 1-year high with no resistance above.
uptrend- Price is 7.6% above its 50-day average and 8.6% above its 200-day.
- RSI at 71 is overbought: strong momentum, and stretched.
- Nothing above has stopped it this year; the nearest floor is $119.30 (-5.5%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
How is AFL valued right now?
Aflac Incorporated trades at 13.6 times its last twelve months of earnings and 16.6 times the next twelve months' estimate (Yahoo Finance, November 5, 2026). On the chart: in an uptrend, 3.8% under its 1-year high with no resistance above. Price is 7.6% above its 50-day average and 8.6% above its 200-day.
What is the risk level of AFL?
Based on 30-day volatility of 17.3%, AFL has MEDIUM risk. Its beta of 0.55 means it has swung less than the S&P 500 over the last five years.
Does AFL pay dividends?
Yes, Aflac Incorporated has a dividend yield of 1.95%.
How far is AFL from its all-time high?
Aflac Incorporated is 3.8% below its all-time high of $131.19, reached in November 2026. Over the 10 years to the end of October 2026, with dividends reinvested, it returned +353.5%, against +316.3% for the S&P 500 (SPY).
Which ETFs hold AFL?
17 of the 54 popular ETFs we track hold Aflac Incorporated. The largest weights: XLF (0.68%), VO (0.50%), VIG (0.22%), VYM (0.22%) and RSP (0.21%). Measured on each issuer's full holdings file, dated September 30 to October 18, 2026.
How much of VOO is AFL?
0.08%, as of September 30, 2026: AFL is holding #218 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $0.76 in Aflac Incorporated.
Which famous investors own AFL?
Renaissance Technologies (0.10% of Founded by Jim Simons's 13F), according to their latest Form 13F filings with the SEC (Q2 2026). A 13F lists US long positions 45 days after the quarter ends, so it can be out of date.
What is the analyst price target for AFL?
The average analyst price target for Aflac Incorporated (AFL) is $117.33 based on 15 analyst estimates, about 7.1% below the current price of $126.24. The published range runs from $101.00 to $138.00.
How much revenue does AFL generate?
Aflac Incorporated reported $18.07B in trailing twelve-month revenue. Revenue growth is running at -1.0% year over year. Net margin sits at 26.9%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare AFL with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.