Key facts, as of
As of October 8, 2026, Jack Henry & Associates (JKHY) trades at $145.69, down 2.6% over the past year. Its 52-week range runs from $121.04 to $193.39; the price is 24.7% below that high. It is 31.5% below its all-time high of $212.62, reached in August 2022. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +89.1%, against +312.9% for the S&P 500 (SPY). It sits 7.2% below its 200-day average of $157.04, the usual sign of a long-term downtrend. Its 30-day volatility is 30.5% annualized, which we rate high risk. It has a trailing P/E of 20.9 and a dividend yield of 1.67%.
Cite: Portfolio Terminal, "Jack Henry & Associates (JKHY) stock analysis", 2026-10-08. https://portfolio-terminal.com/analyse/jkhy
Where it trades today
trading 34% of the way up its 52-week range
How the price has moved
How far it is from its record
Jack Henry & Associates (JKHY) is 31.5% below its all-time high of $212.62, reached in August 2022. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +89.1%, against +312.9% for the S&P 500 (SPY).
What to weigh before acting
What Matters Now
- Execution usually depends on product cycles, cloud demand, and how efficiently new AI or software capex converts into durable revenue.
- JKHY trades at 20.9x earnings versus 28.5x for the sector, which means the rerating case depends on proving the discount is too harsh.
- JKHY carries a beta of 0.56, which means the stock should be judged on how it affects total portfolio swings, not just on standalone upside.
- JKHY remains in a bearish short-term trend and sits 24.7% below its high, which raises the bar for any thesis that depends on fast multiple expansion.
Portfolio Use Case
- JKHY is more useful for investors comparing conviction names inside technology than for someone looking for a passive “set and forget” holding.
- The beta profile suggests it can fit a quality or lower-volatility sleeve more naturally than a high-octane tactical basket.
- It is best monitored alongside valuation discipline, because strong narratives in technology can stay expensive longer than expected.
What Would Change the View
- A recovery in price alone would not be enough to improve the view; the thesis needs confirmation from improving business or valuation signals.
- Volatility is already above the sector norm, so even a correct long-term thesis can be painful if the position size is too aggressive.
- The view would need revisiting if peers such as AAPL, MSFT, NVDA start winning the marginal flow or posting cleaner operating momentum.
Methodology
- Price, market cap, beta, yield, and liquidity fields for JKHY come from Yahoo Finance quote and summary data.
- 30-day volatility is calculated from recent daily returns and annualized using a 252-trading-day convention.
- Sector context uses stored benchmark averages for Technology so each page compares the ticker against a stable peer baseline rather than against the whole market.
- Peer comparisons use the Portfolio Terminal coverage set and highlight nearby listed alternatives such as AAPL, MSFT, NVDA.
Sources
- Yahoo Finance quote dataopen →
Live quote, valuation, beta, yield, and volume fields used for JKHY. Last refresh: Oct 8, 2026, 10:10 AM.
- Portfolio Terminal methodologyopen →
Explains how analytics, refresh cadence, and portfolio interpretation work across the product.
- Peer set and coverage context
Comparative context for this page is anchored around nearby tracked names such as AAPL, MSFT, NVDA.
What Jack Henry & Associates does
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services in the United States. It operates through four segments: Core, Payments, Complementary, and Corporate Services. The Core segment provides core information processing platforms to banks and credit unions, which consists of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, money movement and embedded payment capabilities, remote deposit…
Employees
7,300
Industry
Information Technology Services
Headquarters
Monett, United States
What analysts expect
JKHY carries a buy consensus from 18 analysts, with an average price target of $189.72 versus $145.69 today (+30.2%). Targets are estimates and can move quickly after earnings.
Consensus aggregated by Yahoo Finance. Targets are estimates, not forecasts.
How the business is doing
JKHY generated $2.54B in trailing revenue (4.7% year over year), with a 19.8% net margin, and $352.22M of free cash flow, against $65.77M of net debt.
The numbers, year by year
| Fiscal year | Revenue | Gross profit | Operating income | Net income | EPS | Free cash flow |
|---|---|---|---|---|---|---|
| 2026 | $2.54B | $1.11B | $635.03M | $502.78M | $7.18 | $506.51M |
| 2025 | $2.38B | $1.01B | $568.72M | $455.75M | $6.26 | $410.34M |
| 2024 | $2.22B | $916.07M | $489.39M | $381.82M | $5.24 | $335.62M |
| 2023 | $2.08B | $858.64M | $480.69M | $366.65M | $5.03 | $174.57M |
When it reports next
Estimates aggregated by Yahoo Finance. Dates move and estimates change until the report lands.
Which ETFs hold it
JKHY is in 7 of the 30 ETFs we track. It weighs most in XLF: 0.14% of the fund, holding #73 of 76.
How it sits in technology
High-growth sector driven by innovation, cloud computing, AI, and digital transformation.
The companies it competes with
JKHY beside the technology names it is usually measured against.
What the chart is saying
In a downtrend, with $132.75 the next floor.
downtrend- Price is 7.1% below its 50-day average and 7.2% below its 200-day.
- RSI at 39 is neither stretched nor washed out.
- The nearest ceiling is $154.62 (+6.1%), the nearest floor $132.75 (-8.9%).
A description of the chart, not advice. Indicators describe what the price has done; none of them knows what it does next.
Questions people ask about it
Is JKHY a good investment in 2026?
Jack Henry & Associates trades at a P/E ratio of 20.9, with high volatility (30.5% annualized). Recent trend shows weakness.
What is the risk level of JKHY?
Based on 30-day volatility of 30.5%, JKHY has HIGH risk. Beta of 0.56 indicates lower sensitivity to market movements than average.
Does JKHY pay dividends?
Yes, Jack Henry & Associates has a dividend yield of 1.67%.
How far is JKHY from its all-time high?
Jack Henry & Associates is 31.5% below its all-time high of $212.62, reached in August 2022. Over the 10 years to the end of September 2026, with dividends reinvested, it returned +89.1%, against +312.9% for the S&P 500 (SPY).
Which ETFs hold JKHY?
7 of the 30 popular ETFs we track hold Jack Henry & Associates. The largest weights: XLF (0.14%), VIG (0.05%), VYM (0.05%), VOO (0.02%) and VTI (0.02%). Measured on each issuer's full holdings file, dated August 31 to September 24, 2026.
How much of VOO is JKHY?
0.02%, as of August 31, 2026: JKHY is holding #463 of 505 in Vanguard's file for VOO. $1,000 in VOO puts about $0.18 in Jack Henry & Associates.
What is the analyst price target for JKHY?
The average analyst price target for Jack Henry & Associates (JKHY) is $189.72 based on 18 analyst estimates, about 30.2% above the current price of $145.69. The published range runs from $158.00 to $209.00.
How much revenue does JKHY generate?
Jack Henry & Associates reported $2.54B in trailing twelve-month revenue. Revenue growth is running at 4.7% year over year. Net margin sits at 19.8%. Figures are aggregated from company filings by Yahoo Finance and refresh on an hourly cadence.
Compare JKHY with anything
Five years side by side: what $10,000 became, how far each fell, whether they move together.