VOO vs VTI: Vanguard S&P 500 ETF and Vanguard Total Stock Market ETF compared

Over the past five years, $10,000 in VOO grew to $18,725, against $17,745 in VTI. Both fell about as far at their worst (−24%).

etf head-to-headdividends reinvesteddata through Oct 2026

growth of $10,000
as of Oct 2026VOO $18,725VTI $17,745

the gap between themVOO ahead by $980

VOO solid · VTI dashed · weekly closes, dividends reinvested

who comes out aheadVOO 3 · 0 VTI

VOO wins 3 of 4. Which matters depends on what you need it for.

  • Grew more over five yearsVOO +87% · VTI +77%Vanguard S&P 500 ETF logoVOO
  • Fell less at its worstVOO −24% · VTI −25%Vanguard S&P 500 ETF logoVOO
  • Calmer rideVOO 16% vol · VTI 17% volVanguard S&P 500 ETF logoVOO
  • Cheaper to holdVOO 0.03% a year · VTI 0.03% a yeartie

near twins · correlation 1.00

01The numbers

Side by side, line by line

head to head11 lines
VOO and VTI compared on price, size, returns, risk and cost
MetricVanguard S&P 500 ETF logoVOOVanguard Total Stock Market ETF logoVTI
Price$715.59$381.94
Fund size$1.73T$2.32T
1-year return+20.5% (ahead)+20.0%
3-year return, a year+23.3% (ahead)+22.9%
5-year return, a year+13.4% (ahead)+12.2%
Volatility, a year16% (ahead)17%
Worst drawdown−24% (ahead)−25%
Worst week−8.9% (ahead)Mar 2025−9.1%Mar 2025
Beta1.001.03
Dividend yield1.06%1.06%
Expense ratio0.03%0.03%
marks the side ahead on lines with a direction: higher return, lower volatility, shallower fall, lower fee
02Together

Do VOO and VTI move together?

correlationnear twins
1.00Near twins: they rise and fall in lockstep, so holding both adds almost no diversification.

Correlation compares VOO’s and VTI’s weekly returns from Oct 2021 to Oct 2026. Two holdings near +1 fall on the same weeks, so owning both doesn’t cushion anything. Your portfolio has more than two lines, and Portfolio Terminal runs this check across every pair you hold.

Pearson correlation of weekly returns|+1 always together, 0 unrelated, −1 always opposite
03Drawdowns

How far each one fell

drawdownsbelow each one’s previous high
as of Oct 2026VOO 0.0%VTI −0.2%

VOO

−24%

From its Dec 2021 high to Sep 2022. Back at that high by Dec 2023.

VTI

−25%

From its Nov 2021 high to Oct 2022. Back at that high by Dec 2023.

Worst peak-to-trough fall on weekly closes · dividends reinvested

04Holdings

How much of it is the same money

overlapfull holdings, by weight
89%of each fund is money the other holds at the same weight, across 503 shared companies.
VOO
89%11%
VTI
89%11%
  • same money
  • same companies, extra weight
  • only in this fund
Overlap = the sum, over companies both funds hold, of the smaller of the two weights. Cash and derivatives excluded.
Every shared holding, company by company →
05Questions

VOO vs VTI: what people ask

questions6 answered

Is VOO better than VTI?

Over the past five years, VOO delivered the higher return: +13.4% a year against +12.2% for VTI, dividends reinvested. Both fell about as far at their worst (−24% and −25%). Which is better depends on the job it does in your portfolio, and past returns don’t predict future ones.

What is the difference between VOO and VTI?

VOO is Vanguard S&P 500 ETF, a fund with $1.73T in assets. VTI is Vanguard Total Stock Market ETF, a fund with $2.32T in assets. VOO charges 0.03% a year and VTI 0.03%.

Should I own both VOO and VTI?

Their weekly returns had a correlation of 1.00 over the past five years. They rise and fall in lockstep, so holding both adds almost no diversification. Whether that suits you depends on everything else you hold, which is the check Portfolio Terminal runs across a whole portfolio.

Which is riskier, VOO or VTI?

VTI swung more: 17% annual volatility against 16% for VOO. At their worst, VOO fell 24% and VTI 25% from a previous high. Against the broad market, their betas are 1.00 and 1.03.

Which pays a higher dividend, VOO or VTI?

VOO currently yields 1.06%, against 1.06% for VTI. Yields move with price, so a higher yield can also mean a falling price.

Which is cheaper to hold, VOO or VTI?

Both charge 0.03% a year, so cost doesn’t separate them.

Compare something else

Any two stocks or ETFs. Keep VOO or swap both.

Vanguard S&P 500 ETF logo
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Returns use weekly closes adjusted for dividends and splits, from Oct 2021 to Oct 2026. Quotes, fees and holdings come from public market data and refresh daily. This page describes what happened; it is not investment advice, and past performance doesn’t predict future returns.