What five years of weekly data say
- VOO returned +13.0% a year and VTI +11.8% a year over the past five years, dividends reinvested.
- VOO was the calmer ride: 16% annual volatility, against 17%.
- Near twins (correlation 1.00). They rise and fall in lockstep, so holding both adds almost no diversification.
- VOO pays more income: a 1.04% yield, against 1.03% for VTI.
The numbers side by side
| Metric | VOVOO | VTVTI |
|---|---|---|
| Price | $701.78 | $375.43 |
| Fund size | $1.76T | $2.34T |
| 1-year return | +16.1% (ahead) | +15.6% |
| 3-year return, a year | +22.5% (ahead) | +22.1% |
| 5-year return, a year | +13.0% (ahead) | +11.8% |
| Volatility, a year | 16% (ahead) | 17% |
| Worst drawdown | −24% (ahead) | −25% |
| Worst week | −8.9% (ahead)Mar 2025 | −9.1%Mar 2025 |
| Beta | 1.00 | 1.02 |
| Dividend yield | 1.04% | 1.03% |
| Expense ratio | 0.03% | 0.03% |
Do VOO and VTI move together?
Correlation compares VOO’s and VTI’s weekly returns from Sep 2021 to Sep 2026. Two holdings near +1 fall on the same weeks, so owning both doesn’t cushion anything. Your portfolio has more than two lines, and Portfolio Terminal runs this check across every pair you hold.
How far each one fell
VOO
−24%
From its Dec 2021 high to Sep 2022. Back at that high by Dec 2023.
VTI
−25%
From its Nov 2021 high to Oct 2022. Back at that high by Dec 2023.
Worst peak-to-trough fall on weekly closes · dividends reinvested
How much of it is the same money
VOO vs VTI: what people ask
Is VOO better than VTI?
Over the past five years, VOO delivered the higher return: +13.0% a year against +11.8% for VTI, dividends reinvested. Both fell about as far at their worst (−24% and −25%). Which is better depends on the job it does in your portfolio, and past returns don’t predict future ones.
What is the difference between VOO and VTI?
VOO is Vanguard S&P 500 ETF, a fund with $1.76T in assets. VTI is Vanguard Total Stock Market ETF, a fund with $2.34T in assets. VOO charges 0.03% a year and VTI 0.03%. Counting only each fund’s ten largest positions, 33% of their money sits in the same companies.
Should I own both VOO and VTI?
Their weekly returns had a correlation of 1.00 over the past five years. They rise and fall in lockstep, so holding both adds almost no diversification. Whether that suits you depends on everything else you hold, which is the check Portfolio Terminal runs across a whole portfolio.
Which is riskier, VOO or VTI?
VTI swung more: 17% annual volatility against 16% for VOO. At their worst, VOO fell 24% and VTI 25% from a previous high. Against the broad market, their betas are 1.00 and 1.02.
Which pays a higher dividend, VOO or VTI?
VOO currently yields 1.04%, against 1.03% for VTI. Yields move with price, so a higher yield can also mean a falling price.
Which is cheaper to hold, VOO or VTI?
Both charge 0.03% a year, so cost doesn’t separate them.
Returns use weekly closes adjusted for dividends and splits, from Sep 2021 to Sep 2026. Quotes, fees and holdings come from public market data and refresh hourly. This page describes what happened; it is not investment advice, and past performance doesn’t predict future returns.